November 12, 2021

Nonbank Earnings Rally in 3Q21, GOS Margins Widen

Most nonbanks reported significantly higher earnings from mortgage banking during the third quarter as gain-on-sale margins improved and MSR write-downs were less severe. (Includes data chart.) Read More

Wholesale-Broker Channel Held Up Better in 3Q21 Dive

Deliveries of retail-originated loans to agency MBS fell 16.3% in the third quarter, while wholesale-broker volume was down 9.2%. (Includes two data charts.) Read More

Outsourcing and Automation Pitched as Tools to Help Margins

With margins expected to decline, mortgage companies are looking to cut costs. Options include outsourcing and automation. Read More

Fannie Pushes More Quality Control for Originations

Post-purchase reviews show an uptick in loans with key defects, especially for self-employed borrowers. Read More

Mortgage Employment Stable in September

Mortgage lenders no longer gripe about the hard time they’re having finding qualified and reasonably priced personnel. A barometer of what may lie ahead? Read More

Lack of Small-Dollar Home Loans Hurting LMI Buyers

Fewer small-dollar mortgages over the past 20 years kept many low-income consumers from entering the homebuying market, according to participants at a webinar hosted by New America. Read More

Survey Finds Borrowers Prefer In-Person Closings

A recent study found a vast majority of borrowers prefer to close in-person. Possible lesson: The benefits of new technology should be carefully weighed against its costs, Stratmor says. Read More

Grapevine: UWM the Driver of Margin Compression

Lenders are at the mercy of United Wholesale Mortgage’s pricing decisions, according to UWM’s president and CEO; Finance of America is seeing better returns from reverse mortgage lending than from traditional mortgages; the IRS released guidance on the Homeowner Assistance Fund. Read More

Inside Mortgage Trends

View Archived Issues

Nonbank Earnings Rally in 3Q21, GOS Margins Widen

Wholesale-Broker Channel Held Up Better in 3Q21 Dive

Outsourcing and Automation Pitched as Tools to Help Margins

Fannie Pushes More Quality Control for Originations

Mortgage Employment Stable in September

Lack of Small-Dollar Home Loans Hurting LMI Buyers

Survey Finds Borrowers Prefer In-Person Closings

Grapevine: UWM the Driver of Margin Compression

Latest Imf News

Appeals Court Grants Rehearing of CFPB Case

Trump Teases Housing Proposal, Promises Lower Interest Rates

House Committee Moves Housing Bill, NFIP Extension

Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

November 12, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?