October 1, 2021

GSE Lenders Stretch Credit Envelope for Purchase Loans

Sales to Fannie Mae and Freddie Mac saw larger concentrations of higher-risk mortgages, in both the purchase and refinance sectors. But high-FICO loans continue to account for most GSE business. (Includes two data charts.) Read More

On the Cusp of a Boom in Mortgage M&A Deals

In quarters past, predictions of a boom in mortgage company sales have been premature. But what about now? And can sellers close by yearend? Read More

Mortgage Banking Activity Falters for Banks in 2Q21

Banks reported a 10% drop in retail originations through their mortgage banking operations in the second quarter. Loan sales also declined and likely continued to in the third quarter. (Includes two data charts.) Read More

COVID and Refi Boom Helped Spur Mortgage Tech Adoption

To help produce the record volume of mortgages originated in 2020, lenders embraced technology. Changes that could have taken five years to implement were completed in 18 months. Read More

A Brief Revival in Mortgage Debt Issuance Activity

The debt issuance window is still open for certain well-heeled nonbank lender/servicers. As for everyone else... Read More

Climate Risk Models Prove Challenging for Lenders

The mortgage industry is under increasing pressure to enhance disclosures related to climate change but is facing challenges in determining common measurements and risk models, according to a new report. Read More

RON Standards Included in House Defense Act

The mortgage industry has welcomed the National Defense Authorization Act recently passed by the House for including provisions for minimum federal standards on the use of remote online notarization in mortgage closings. Read More

Quantifying the Cost-Benefits of Automation in Loan Processing

LoanLogics analysts discuss the human/machine interface. Read More

Inside Mortgage Trends

View Archived Issues

GSE Lenders Stretch Credit Envelope for Purchase Loans

On the Cusp of a Boom in Mortgage M&A Deals

Mortgage Banking Activity Falters for Banks in 2Q21

COVID and Refi Boom Helped Spur Mortgage Tech Adoption

A Brief Revival in Mortgage Debt Issuance Activity

Climate Risk Models Prove Challenging for Lenders

RON Standards Included in House Defense Act

Quantifying the Cost-Benefits of Automation in Loan Processing

Latest Imf News

Appeals Court Grants Rehearing of CFPB Case

Trump Teases Housing Proposal, Promises Lower Interest Rates

House Committee Moves Housing Bill, NFIP Extension

Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

October 1, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?