| Inside Mortgage Finance

GSE Market Skews Further to Low-Risk Loans in 4Q20

With consumer demand peaking at historic levels in the fourth quarter, the share of higher-risk loans sold to Fannie and Freddie continued to decline. (Includes two data charts.) Read More

California's Share of MI Business Grew in 4Q20

Private mortgage insurance provided most of the coverage for purchase loans securitized in the fourth quarter, while VA was the top guarantor of agency refi loans. (Includes data chart.) Read More

Forbearance Helped Many Borrowers Avoid Foreclosure

It’s too early to tell if the foreclosures have been avoided altogether or just pushed further into the future, a Federal Reserve economist said. Read More

GNMA Buyouts Drive Bank Repurchases Higher in 3Q20

Commercial banks and thrifts reported over $1 billion of mortgage repurchases during the third quarter. (Includes data chart.) Read More

SoFi Jumps on the SPAC/IPO Bandwagon

The fintech giant is trying to carve out a larger role for itself in the mortgage industry. It’s also going public. Read More

FTC Ramps Up Oversight of Third-Party Service Providers

The commission’s recent settlement with Ascension Data & Analytics shows the FTC, like other federal agencies, is increasing its focus on vendors and third-party firms. Read More

Genworth-China Oceanwide Merger Blows Past Deadline

Though the merger has not been explicitly canceled, Genworth said it will begin to pursue contingency measures, including a partial IPO of its mortgage insurance business. Read More

Servicers Still Facing COVID Relief Compliance Challenges

Industry watchers believe mortgage servicers have a lot on their plate this year in terms of compliance with CARES Act forbearance, state-level relief guidance and limitations on foreclosures. Read More

Biden’s Proposed Homeowner Bill of Rights Back in Focus

The proposed legislation will stop servicers from advancing a foreclosure while a borrower is in the process of receiving a loan modification. Read More

Inside Mortgage Trends

January 8, 2021

View Archived Issues

GSE Market Skews Further to Low-Risk Loans in 4Q20

California's Share of MI Business Grew in 4Q20

Forbearance Helped Many Borrowers Avoid Foreclosure

GNMA Buyouts Drive Bank Repurchases Higher in 3Q20

SoFi Jumps on the SPAC/IPO Bandwagon

FTC Ramps Up Oversight of Third-Party Service Providers

Genworth-China Oceanwide Merger Blows Past Deadline

Servicers Still Facing COVID Relief Compliance Challenges

Biden’s Proposed Homeowner Bill of Rights Back in Focus

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

January 8, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?