| Inside Mortgage Finance

GSE Sellers Harvest Low-Hanging Fruit in 3Q20

The shift to lower-risk loans was particularly pronounced in the GSE refinance market, where streamlined property valuation was available for many mortgages. (Includes two data charts.) Read More

Californians Lean on FHA in 3Q Agency Mortgage Boom

California remained the top market for insured mortgage originations in the third quarter, though volume was up 16.6%, compared with a 19.1% increase nationwide. (Includes data chart.) Read More

IPOs from Nonbank Lenders Tout Profits, Growth Plans

While AmeriHome, Caliber Home Loans and Guild Mortgage have noted strong profits and plans for growth, their business strategies differ widely. Read More

TRID Too Costly? Try the Sandbox Program, Says CFPB

The Independent Community Bankers of America said it plans to collaborate with the CFPB to test certain community bank-inspired improvements to the TRID rule through the trial disclosure “sandbox” program. Read More

MSR Owner Fined for False Disclosures Regarding Impairments

The holding company of Fulton Bank was hit with a $1.5 million fine by the SEC for misleading disclosures regarding MSR valuations in 2016 and 2017. Read More

Fed Economist Skeptical on Housing Market

There’s plenty of evidence that housing isn’t as healthy as it appears. The most important data point is probably the increase in the rate of serious mortgage delinquencies, which reached 4.4% in the second quarter, the highest level since 2014. Read More

Grapevine: S-1 Secrets Revealed / Caliber’s $20 Million Man

So, you want to be a publicly traded company? Be prepared to made disclosures that normally might never see the light day. Both good and bad. Read More

Inside Mortgage Trends

October 9, 2020

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GSE Sellers Harvest Low-Hanging Fruit in 3Q20

Californians Lean on FHA in 3Q Agency Mortgage Boom

IPOs from Nonbank Lenders Tout Profits, Growth Plans

TRID Too Costly? Try the Sandbox Program, Says CFPB

MSR Owner Fined for False Disclosures Regarding Impairments

Fed Economist Skeptical on Housing Market

Grapevine: S-1 Secrets Revealed / Caliber’s $20 Million Man

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

Delinquencies Climb During Fourth Quarter, Led by FHA

GSEs Getting Aggressive With Cash Window Pricing

Onity’s Earnings Helped by Release of Tax Valuation Allowance

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

October 9, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?