| Inside Mortgage Finance

GSE Refi Market Leans to Lower-Risk Loans in 2Q20

Only 9.2% of refi loans sold to Fannie and Freddie in the second quarter had credit scores below 700, the lowest such concentration on record. (Includes two data charts.) Read More

California Loses Ground in Surging 2Q20 MI Market

The Golden State still ranked tops in most primary mortgage insurance categories during the second quarter, but Texas gained in many products. (Includes data chart.) Read More

Trade Groups Draft Model Executive Order for eNotarization

Several states had online notarization policies for mortgage closings before the pandemic, but more than half of the states have issued orders in recent months — some of them hastily written. Read More

Bank Mortgage Repurchases Stay Low, But Rise in 1Q20

Bank home-mortgage repurchases totaled just $372.6 million in the first quarter of 2020, the second-lowest total on record. (Includes data chart.) Read More

Quicken’s Big Marketing Spend Boosts Return

The parent company of Quicken Loans splurged $905 million on marketing last year, helping the nonbank become the second largest mortgage lender. The firm is now ready to launch an IPO. Read More

Fitch Touts Benefits of Canada’s Housing-Finance System

Canadian mortgages are remarkably short — just one to four years. The monthly payments, though, are comparable to American mortgages because the loans are still amortized over 25 to 30 years. Read More

Mortgage Production Strong Even as COVID-19 Cases Rise

Even as many parts of the country see a surge in coronavirus infections, activity in the purchase-mortgage market continues unabated. Read More

Forbearance Declines for the Fourth Consecutive Week

Many FHA and VA loans have been bought out of Ginnie pools and moved onto bank balance sheets, according to the MBA. Read More

Trends Grapevine: Banks and Mortgages; the AIME Mess

High hopes for nonbank origination results; a trade group chief steps down for personal remarks he made online. Read More

Inside Mortgage Trends

July 17, 2020

View Archived Issues

GSE Refi Market Leans to Lower-Risk Loans in 2Q20

California Loses Ground in Surging 2Q20 MI Market

Trade Groups Draft Model Executive Order for eNotarization

Bank Mortgage Repurchases Stay Low, But Rise in 1Q20

Quicken’s Big Marketing Spend Boosts Return

Fitch Touts Benefits of Canada’s Housing-Finance System

Mortgage Production Strong Even as COVID-19 Cases Rise

Forbearance Declines for the Fourth Consecutive Week

Trends Grapevine: Banks and Mortgages; the AIME Mess

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

July 17, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?