| Inside Mortgage Finance

Banks See Modest Boost in Mortgage Banking Income

Despite substantial declines in mortgage banking profitability at Wells Fargo and JPMorgan Chase, the banking industry saw a modest gain in earnings during the first quarter. (Includes data chart.) Read More

To Pay for Forbearance, Will FHA Hike Premiums?

FHA Chief Brian Montgomery has ruled out a premium hike. However, the situation is fluid.

1Q20 Agency Market Gives Way to Rambunctious April

Agency MBS issuance declined modestly from the fourth quarter of 2019 to first quarter of this year. But volume soared abruptly in April, along with signs of COVID-19 stress. (Includes two data charts.) Read More

Lenders Seeing Strong Margins on Originations in Second Quarter

Nonbanks with large servicing portfolios are generating high margins from originations. The production is focused on agency mortgages, as nonbanks have largely stopped originating non-agency loans. Read More

COVID-19 Puts a Wrench in Amherst’s Front Yard Deal

Amherst Residential backed out of a deal to acquire Front Yard Residential but will still be making an investment in the target company. Read More

Freddie Accelerates Payments to Small and Diverse Contractors

Small and women/minority-owned businesses servicing Freddie will receive payment on their invoices at least 20 days earlier than stipulated. Read More

Mortgages Top the List of COVID-19-Related Criticisms

Consumer criticisms regarding mortgages topped the list of coronavirus-related complaints filed with the CFPB in April. Read More

Large Banks Tightening HELOC Lending

Analysts expect there will not be a surge in home equity line of credit draws during the economic crisis sparked by the pandemic. Read More

Fed Loan Officer Survey Shows Standards Tightening

Mortgage lenders have tightened underwriting requirements on non-agency mortgages and HELOCs, according to a recent Federal Reserve survey. Read More

Zillow Predicts Purchase Market Recovery by End of 2021

Though purchase mortgages are plummeting, low interest rates and higher buyer demand will help the market stage a recovery, according to Zillow. Read More

Inside Mortgage Trends

May 8, 2020

View Archived Issues

Banks See Modest Boost in Mortgage Banking Income

To Pay for Forbearance, Will FHA Hike Premiums?

1Q20 Agency Market Gives Way to Rambunctious April

Lenders Seeing Strong Margins on Originations in Second Quarter

COVID-19 Puts a Wrench in Amherst’s Front Yard Deal

Freddie Accelerates Payments to Small and Diverse Contractors

Mortgages Top the List of COVID-19-Related Criticisms

Large Banks Tightening HELOC Lending

Fed Loan Officer Survey Shows Standards Tightening

Zillow Predicts Purchase Market Recovery by End of 2021

Latest Imf News

Rocket Top GSE Seller in February

MBA Doesn't Expect Lower Interest Rates in Near Term

Cash-Strapped Homeowners Increasingly Turn to BNPL Products

loanDepot Returns to Wholesale Channel

Featured Data

Bank Servicing Declines in 4Q, MSR Fair Values Up

Mortgage-Banking Earnings at Banks Level Off in 4Q

Fannie Mae, Freddie Mac Profits Decline in 2025

Home Equity Loan Securitization Growth Levels Off

Featured Reports

Top Mortgage Players: 3Q25 (PDF)

Lender Profiles 3Q25: Top 25 (PDF subscription)

Mortgage Profitability Report 3Q25 (PDF)

Agency Channel Analysis: 4Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

May 8, 2020

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?