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MSR Transfers Slow in 1Q20 As NewRez Boards Ditech Assets

Roughly a third of the bulk MSR transfers recorded in the first quarter of 2020 came as NewRez boarded servicing rights it acquired from Ditech Financial several months ago. (Includes three data tables.) Read More

As Funding Tightens, Some Nonbanks Might Opt to Buy a Depository

Is warehouse credit getting so tight that some nonbanks are considering ei-ther purchasing or becoming affiliated with a federally insured depository? Looks that way. Read More

Wholesale-Broker Channel Expanding in Agency MBS

Production in all three channels was down from the fourth quarter, but brokers had a smaller decline than correspondents and retail producers. (Includes two data charts.) Read More

Higher CECL Reserves Take a Bite Out of Banks’ Earnings

Banks increased reserves for loans held in portfolio during the first quarter on implementation of new accounting standards. Many delayed the impact of CECL on regulatory capital. Read More

Massive Fed MBS Purchases Fail to Lower Mortgage Rates

Over the last couple of weeks, the Federal Reserve has slowly tapered its MBS purchases. But even with healthy MBS prices, mortgage rates remain higher than formula dictates. Read More

States Ponder Reopening; Effects Remain to be Seen

Even though coronavirus cases are still increasing, some states like Texas and Georgia plan to reopen businesses, hoping that better days are ahead. Mortgage implications? Read More

Downpayment Assistance Increasingly Important for FTHBs

The share of first-time homebuyers leaning on downpayment assistance for mortgages increased in 2019, according to a survey by the National Association of Realtors. Read More

Inside Mortgage Trends

April 24, 2020

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MSR Transfers Slow in 1Q20 As NewRez Boards Ditech Assets

As Funding Tightens, Some Nonbanks Might Opt to Buy a Depository

Wholesale-Broker Channel Expanding in Agency MBS

Higher CECL Reserves Take a Bite Out of Banks’ Earnings

Massive Fed MBS Purchases Fail to Lower Mortgage Rates

States Ponder Reopening; Effects Remain to be Seen

Downpayment Assistance Increasingly Important for FTHBs

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

April 24, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?