| Inside Mortgage Finance

Correspondents Gain Share in Booming 3Q19 Market

Correspondent production took a bigger share of the fast-growing conventional-conforming space, while retail expanded in government lending. Wholesale-broker jumbo lending declined in the third quarter. (Includes two data charts.) Read More

Nonbanks Turn Profitability Corner During Third Quarter

Seven publicly held nonbanks reported a combined $398 million in income from mortgage banking operations in the third quarter, ending a nine-month streak of aggregate losses. Mr. Cooper emerged on top. (Includes data chart.) Read More

Refi Boom Chilled M&As as Lenders See More Profits

Some lenders that were looking to throw in the towel after a rough first quarter experienced strong originations and returned to profitability as interest rates fell, putting the brakes on M&A activity. Read More

When Originations are Strong, So Too is Hiring. Right?

Although residential loan production has been strong the past two quarters, mortgage hiring of new workers hasn’t exactly caught fire. Read More

In a New SEC Filing, Fannie Mae Gets Vocal on FHFA Pay Caps

In a recent filing, Fannie Mae made clear its displeasure with the pay caps placed on the company by the FHFA and Congress. Interestingly, Freddie Mac had a more muted response. Read More

Tighter Standards for CRE Loans, Steady for Residential

Banks left lending standards unchanged for most residential mortgages in the third quarter of 2019, even as demand rose significantly. Underwriting for commercial real estate loans stiffened. Read More

Flagstar, JPMorgan Testing Incentive Fee Servicing Model

The banks are testing an incentive payment mortgage servicing compensation structure for certain non-agency deals. The move aims to align expenses and revenues for servicers faced with delinquent loans. Read More

Mortgage Startups Continue Raising Capital — and Hiring

Mortgage fintech lender Better.com plans to hire veterans and military spouses and recently closed on Series C funding. Other mortgage startups are also in a capital-raising mode. Read More

Inside Mortgage Trends

November 15, 2019

View Archived Issues

Correspondents Gain Share in Booming 3Q19 Market

Nonbanks Turn Profitability Corner During Third Quarter

Refi Boom Chilled M&As as Lenders See More Profits

When Originations are Strong, So Too is Hiring. Right?

In a New SEC Filing, Fannie Mae Gets Vocal on FHFA Pay Caps

Tighter Standards for CRE Loans, Steady for Residential

Flagstar, JPMorgan Testing Incentive Fee Servicing Model

Mortgage Startups Continue Raising Capital — and Hiring

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

Delinquencies Climb During Fourth Quarter, Led by FHA

GSEs Getting Aggressive With Cash Window Pricing

Onity’s Earnings Helped by Release of Tax Valuation Allowance

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

November 15, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?