| Inside Mortgage Finance

Public Nonbanks Eke Out Small Profit in Early 2019

There was a significant divide between companies that hedge their servicing, which reported solid first-quarter earnings, and those that don't. Read More

Credit Characteristics Still Strongest for Retail Loans

A bird's-eye view suggests retail originations had higher credit scores and lower DTI ratios than loans produced by correspondents and brokers. But third-party originators generated lower-risk loans at the agency level. Read More

The End May be Near for Ditech. As Auction Nears, SEC Filings Go Dark

The ailing Ditech Financial signaled in a new SEC filing that it will no longer file public reports on its quarterly and monthly results. The move comes days before bids are due on the franchise.

Loan Applications Spike Ahead of Fed Meetings

Mortgage applications surge in the days before the Fed meets to set interest rates, according to a study that looked at confidential data from HMDA. Applications fall by an even larger amount after the meetings.

Digital Lender Better.com Forays into New Markets

Digital lender Better.com continues to expand its footprint, confident about its business model.

HELOC Lending and Securitization on Blockchain

Figure Technologies, a one-year-old fintech company, explores ways to apply blockchain technology to the home-equity sector.

Overhauling Ginnie’s Budget May Resolve Staffing Issues

Overhauling Ginnie Mae’s budget process might resolve the problem of low staffing levels and heavy reliance on contractors to perform major tasks, such as servicing, compliance and oversight.

Erasing Appraisals Not Enough to Modernize Underwriting

Increasing the threshold for requiring appraisals on real estate transactions will not result in a more efficient mortgage underwriting process, according to Collateral Analytics.

Inside Mortgage Trends

May 17, 2019

View Archived Issues

Public Nonbanks Eke Out Small Profit in Early 2019

Credit Characteristics Still Strongest for Retail Loans

The End May be Near for Ditech. As Auction Nears, SEC Filings Go Dark

Loan Applications Spike Ahead of Fed Meetings

Digital Lender Better.com Forays into New Markets

HELOC Lending and Securitization on Blockchain

Overhauling Ginnie’s Budget May Resolve Staffing Issues

Erasing Appraisals Not Enough to Modernize Underwriting

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

May 17, 2019

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?