Inside Mortgage Trends

GSE Buybacks Nudge Higher in 1Q18 But Reflect Miniscule Share of Business

There was an increase in the volume of home loans lenders had to buy back from the government-sponsored enterprises in the first quarter of 2018, but repurchase activity remained subdued. [Includes two data charts.] Read More

Agencies Leaning More on ‘QM Patch’

Fannie Mae, Freddie Mac and Ginnie Mae are relying more heavily on special rules that grant most of their single-family business qualified-mortgage status even if the debt-to-income ratio of the loan exceeds 43 percent. [Includes two data charts.] Read More

Mortgage M&A Mania Continues, Ditech Coveted?

Ditech Financial, the nation’s 12th largest servicer of home mortgages, is officially on the auction block and it comes at a time when several nonbanks are heading for the exit ramp. Now, the big question: Can Ditech be sold in a stock transaction or will it be an asset sale? Read More

FinTech: Strong Performance and Fast Processing

The faster processing times by so-called fintech lenders don’t result in riskier loans than production from traditional originators, according to an analysis published by the Federal Reserve Bank of New York. Read More

Amid Talk of Industry Layoffs, UWM is Hiring

With loan production on a downward trajectory this year, rumors abound regarding industry layoffs, but at least one top-ranked lender is still actively hiring: United Wholesale Mortgage, Troy, MI. Read More

Lacking: Vendor Management Systems

A significant number of lenders report that they don’t have a comprehensive vendor management system in place, according to a survey by Vendorly, a firm that provides vendor-oversight services. Read More

Non-Agency Shows Promise. But How Much?

A spike in non-agency mortgage-backed security issuance has helped make 2018 the strongest year for securitizations in this niche market since the financial crisis, but the sector still has a long way to go, according to Grant Bailey, a top analyst at Fitch Ratings. Read More

July 6, 2018

View Archived Issues

GSE Buybacks Nudge Higher in 1Q18 But Reflect Miniscule Share of Business

Agencies Leaning More on ‘QM Patch’

Mortgage M&A Mania Continues, Ditech Coveted?

FinTech: Strong Performance and Fast Processing

Amid Talk of Industry Layoffs, UWM is Hiring

Lacking: Vendor Management Systems

Non-Agency Shows Promise. But How Much?

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

July 6, 2018

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?