Inside Mortgage Trends

Mortgage Banking Earnings Declined For Banks and Thrifts in Third Quarter

The vast majority of commercial banks and savings institutions that do mortgage banking – either directly or through a subsidiary – generated a profit from the business during the third quarter, according to a new analysis by Inside Mortgage Trends of bank call reports. Read More

HomeStreet Investors Criticize Mortgage Business

Officials at HomeStreet Bank defended the bank’s mortgage business activities this week after facing criticism from one of the largest shareholders in the company. Read More

Production, Servicing Profits Up in 3Q17

Mortgage bankers saw modest gains on both sides of their business during the third quarter of 2017, according to an Inside Mortgage Trends analysis of earnings reports from a dozen publicly held companies. Read More

Why Do Delinquencies Drop in April?

According to figures compiled for the National Mortgage Database and analyzed by Inside Mortgage Trends, for much of the past decade there has been a saw-tooth pattern that finds late payments begin increasing in November of each year before peaking in January. Read More

GSEs Report Progress on eMortgage Processes

Fannie Mae and Freddie Mac say they have made significant strides over the past year to address obstacles to the transition to a fully digital mortgage process that have been identified by mortgage lenders and other industry participants. Read More

Millennials Show Some Gains in Homeownership

The homeownership rate for Millennials is starting to climb, particularly for older borrowers in the generation, according to industry analysts. Read More

Report Shows Minority Homeownership in Trouble

The share of minority mortgage borrowers has shrunk over the last 10 years with the number of loans originated now nearly half of what it was at the peak of the lending boom, according to a recent report from The Urban Institute. Read More

December 1, 2017

View Archived Issues

Mortgage Banking Earnings Declined For Banks and Thrifts in Third Quarter

HomeStreet Investors Criticize Mortgage Business

Production, Servicing Profits Up in 3Q17

Why Do Delinquencies Drop in April?

GSEs Report Progress on eMortgage Processes

Millennials Show Some Gains in Homeownership

Report Shows Minority Homeownership in Trouble

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

December 1, 2017

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?