Inside Mortgage Trends

Banks Report Surging Mortgage Banking Profits Despite Heavy Buyback Expenses

Although they continue to face heavy repurchase expenses and plan for more such exposure in the future, banks are reporting very strong profits from their mortgage banking operations during the third quarter. A dozen banks that have reported third-quarter earnings so far posted...[Includes one graph] Read More

GSE Business Is Mostly Homogenous in 3Q10

The most active sellers of home mortgages to Fannie Mae and Freddie Mac rely on significantly different strategies in generating loan originations, but the product they end up delivering to the government-sponsored enterprises is remarkably uniform. The average credit score...[Includes one data chart] Read More

Disclosure Form Expanded to Ease Compliance

On Jan. 1, 2011, new federal rules relating to credit scores and risk-based pricing notices to consumers will take effect, but an exception exclusively for mortgage lenders may not be as simple as it seems, according to Informative Research. Under new regulations developed... Read More

Gleacher Steps into Residential Mortgage Lending

Gleacher & Company, an independent investment bank headquartered in New York City, has seen an opportunity to tap into an under-served mortgage market and decided to take advantage of it, launching a residential mortgage banking initiative through the acquisition of ClearPoint Funding Inc, a wholesale mortgage banker. Gleacher recently set up... Read More

Expect Legal Consequences From Foreclosure Mess

The severity of the problems in the foreclosure process may have been exaggerated by the media and politicians, but the full extent of the fallout won’t be known for some time, according to a new Credit Suisse report. “Overall, we would note that the market penalized... Read More

Mortgage Firm Patents Lender Assessment Tool

Arthur Prieston, chairman of the the Prieston Group, Inc. received a patent for a lender scoring system known as the Mortgage Operational Safety Assessment, or MOSA, score. The scoring system allows industry participants to accurately measure the risk associated with a certain lender, using... Read More

Freddie Raises Net Worth Requirement for Sellers

Freddie Mac is jacking up its net worth requirements for seller-servicers as part of a broader initiative to reduce counterparty risk. The government-sponsored enterprise currently requires approved seller-servicers to have... Read More

October 22, 2010

View Archived Issues

Banks Report Surging Mortgage Banking Profits Despite Heavy Buyback Expenses

GSE Business Is Mostly Homogenous in 3Q10

Disclosure Form Expanded to Ease Compliance

Gleacher Steps into Residential Mortgage Lending

Expect Legal Consequences From Foreclosure Mess

Mortgage Firm Patents Lender Assessment Tool

Freddie Raises Net Worth Requirement for Sellers

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

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Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

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Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

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Lender Profiles 2Q25: Top 25 (PDF)

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?