Inside Mortgage Trends

Production Finally Rebounds but Servicing Downturn Sinks Overall Mortgage Profits

Most top mortgage lenders successfully righted their distressed loan production businesses during the first quarter of 2008, but overall industry profits were sunk by losses on servicing and other activities. A new Inside Mortgage... [Includes one chart and one graph] Read More

IRS Guidance on REMICs Could Ease Modifications, Potentially Improving Lenders’ Bottom Lines

Mortgage servicers and note holders this week welcomed guidance from the Internal Revenue Service clarifying the conditions under which certain mortgages that are not yet in default may be modified without jeopardizing the REMIC structure... Read More

Mortgage Crisis Revealed Risk Management Faults; Regulators Consider Guidance, Data Improvements

The mortgage and credit crisis that descended last year revealed serious weaknesses in financial institutions’ risk management structures and methods, and financial regulators may issue new or revised guidance, Federal Reserve Chairman Ben Bernanke said... Read More

As Investors Remain Averse to Non-Agency Product, Alt A Lenders Face a Long Slog Back to Profitability

Impac Mortgage Holdings this week reported a whopping $2.0 billion loss for 2007. And fellow Alt A lender IndyMac took a $184.2 million loss in the first quarter of 2008 while warning that it will not reach profitability this year. Impac blamed its loss on... Read More

iEmergent’s Market Manager Reports Offer Detailed Analysis of Mortgage Lending Trends

iEmergent has introduced a suite of Market Manager reports designed to enable lenders to better understand their primary markets, improve efficiency and increase market share. “iEmergent’s Market Manager product lines help brokers... Read More

Community Bank’s Conservative Business Practices Help Maintain Profitability Despite Mortgage Crisis

Far from the ruins of the subprime mortgage market and the dust of collapsed institutions, the First National Bank of Bemidji, MN, is proud of its record as a community bank in a town of 13,000. “We haven’t had a foreclosed property in four years, and... Read More

May 23, 2008

View Archived Issues

Production Finally Rebounds but Servicing Downturn Sinks Overall Mortgage Profits

IRS Guidance on REMICs Could Ease Modifications, Potentially Improving Lenders’ Bottom Lines

Mortgage Crisis Revealed Risk Management Faults; Regulators Consider Guidance, Data Improvements

As Investors Remain Averse to Non-Agency Product, Alt A Lenders Face a Long Slog Back to Profitability

iEmergent’s Market Manager Reports Offer Detailed Analysis of Mortgage Lending Trends

Community Bank’s Conservative Business Practices Help Maintain Profitability Despite Mortgage Crisis

Latest Imf News

ECM Issuance Rises in 1Q

Ginnie Temporarily Updates DQ Tracking Policy

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Freddie Enlists Newrez for First Securitization of VantageScore 4.0 Loans

Featured Data

Seasonal Slowdown Hits Ginnie Issuance in First Quarter

Non-Agency MBS Issuance Heads Higher in First Quarter

ECM Drives Non-Agency MBS Issuance in Early 2026

Agency Servicing Market Subdued in Early 2026

Featured Reports

Guide to Mortgage Lending to First-Time Homebuyers

Top Mortgage Players: 4Q25 (PDF)

Agency Channel Analysis: 4Q25 (PDF)

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?