Inside Mortgage Trends

Mortgage Banking Profitability Erodes Further As Few Lenders See 4th Quarter Improvement

The mortgage banking profit picture turned considerably bleaker in the fourth quarter of 2007, as most companies reported further declines in earnings. Even as lenders across the mortgage landscape scrambled to downsize and pare... [Includes one chart and one graph] Read More

Flagstar Bank Builds New Technology Subsidiary On Document Processing for Wholesale Customers

Flagstar Bank has gone into the technology business. A desire to streamline partnerships with wholesale customers struggling with paperwork led the bank to create an electronic document processing system for brokers, correspondents and community banks – and a... Read More

Subprime Servicers Performing Better By Some Measures, S&P Reports

While delinquencies and foreclosures are on the rise across the mortgage industry, servicers are handling the pressure fairly well, according to a comprehensive analysis by Standard & Poor’s. And in many instances, subprime servicers are actually performing better... Read More

American General Finance to Purchase Equity One’s Subprime Servicing Portfolio

American General Finance last week agreed to purchase the portfolio and certain assets of subprime lender Equity One. Stock prices of each company’s parent rose on the news. AGF, the lending subsidiary of insurer American International Group, agreed to purchase the... Read More

Lenders Anticipate Another Tough Year for the Mortgage Market, Hope for Recovery in Late 2008

The mortgage industry is bracing for another year of uphill sledding. SunTrust President and CEO James Wells expects 2008 to be a tough year for loan and revenue growth, but expects the lender to weather the current environment. Specifically, SunTrust... Read More

Increased Emphasis on Fraud Prevention Essential To Restore Lender Profitability, Paper Contends

A stronger emphasis on fraud prevention is essential to return the mortgage market to profitability, BasePoint Analytics, a provider of analytic fraud and risk management tools, argues in a new white paper.“Rebuilding the Mortgage Industry – the Path Back to... Read More

February 1, 2008

View Archived Issues

Mortgage Banking Profitability Erodes Further As Few Lenders See 4th Quarter Improvement

Flagstar Bank Builds New Technology Subsidiary On Document Processing for Wholesale Customers

Subprime Servicers Performing Better By Some Measures, S&P Reports

American General Finance to Purchase Equity One’s Subprime Servicing Portfolio

Lenders Anticipate Another Tough Year for the Mortgage Market, Hope for Recovery in Late 2008

Increased Emphasis on Fraud Prevention Essential To Restore Lender Profitability, Paper Contends

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

Housing Bill With Bipartisan Support Introduced in House

Fannie Mae’s MBS Holdings Increase Again in November

Trump Admin Reorients FSOC to Growth and De-Regulation

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?