Inside Mortgage Trends

Secondary Market Meltdown Turned Mortgage Production Into a Losing Business in 3Q07

Loan production activities took huge losses during the third quarter of 2007 as lenders were forced to deal with plunging prices in the secondary market, according to a new analysis by Inside Mortgage Profitability. A group of eight... [Includes one chart and one graph] Read More

Mountain View Raises Capital for “Opportunistic” Loan Purchases, Acquires Servicing Platform

Hoping to capitalize on bargains amid the mortgage market’s turmoil, Mountain View Capital Holdings has raised $65 million in capital with which to purchase loans on the secondary market, and acquired a servicing platform. Mountain View is known for analyzing, valuing... Read More

Analysts Find Mixed Results for Home Equity Lending in the First Half of 2007

The first half of the year has been uneven for home equity lending, with lower profitability, tighter underwriting and larger loans, according to the 2007 Home Equity Lending Study, just released by the Consumer Bankers Association. The average amount... Read More

Fannie Mae Reports $1.4 Billion Third Quarter Loss; GSEs Raise Guaranty Fees in Response to Credit Risk

While the struggling mortgage market has pushed more business to the government-sponsored enterprises, they are not immune to credit crunch fallout. Even Fannie Mae had to report a 63 percent drop in earnings per share for the first nine months of the year, due... Read More

Chevy Chase Bank Faces Profitability Challenge Due to Holdings of Nontraditional Mortgages

Moody’s Investors Service last week changed its outlook on Chevy Chase Bank from stable to negative, citing an underperforming portfolio full of nontraditional mortgage-backed securities. The Bethesda, MD-based bank has faced increased pressures as the... Read More

Lenders Shift Origination Strategies, Downsize and Pursue Alternate Financing to Weather the Storm

HSBC Finance isn’t completely deserting the subprime market despite significant third quarter losses. HSBC Holdings reported this week that it would take a $3.4 billion charge against third-quarter profits because of losses at its U.S. mortgage business... Read More

November 16, 2007

View Archived Issues

Secondary Market Meltdown Turned Mortgage Production Into a Losing Business in 3Q07

Mountain View Raises Capital for “Opportunistic” Loan Purchases, Acquires Servicing Platform

Analysts Find Mixed Results for Home Equity Lending in the First Half of 2007

Fannie Mae Reports $1.4 Billion Third Quarter Loss; GSEs Raise Guaranty Fees in Response to Credit Risk

Chevy Chase Bank Faces Profitability Challenge Due to Holdings of Nontraditional Mortgages

Lenders Shift Origination Strategies, Downsize and Pursue Alternate Financing to Weather the Storm

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?