Inside Mortgage Trends

Tight Underwriting Means More MI Business But Losses May Continue to Drag Down Profit

Private mortgage insurers can look forward to doing increased business for the next several quarters, due to the demise of piggyback loans and tighter underwriting. But that will be more than offset by higher underwriting... [Includes one chart and one graph] Read More

Mortgage Lenders Brace for Decreased Profits As They Shift More Business to Fannie and Freddie

Mortgage lenders are trying to figure out just how much thinner their wallets might be, now that they are increasingly relegated to the less profitable business they do with Fannie Mae and Freddie Mac.But Matt Lind, a partner with the STRATMOR Group, a consulting and... Read More

Intellidyn Mines its Database to Identify Refi Candidates Whose Original Lenders are Defunct

Homeowners often return to their original lender when they decide to refinance a mortgage. That creates a unique opportunity at a time like the present, when so many lenders are going out of business. Intellidyn Corp., a direct response marketing and... Read More

Financial Services Giants Find Profitability Stung by Exposure to Subprime Market

Some financial giants may be regretting their involvement in the U.S. mortgage market, as several top investment banking firms announced this week that their earnings would be depressed because of exposure to U.S. subprime loans. Citigroup announced that it... Read More

WaMu Announces Expected Profit Plunge, NetBank Shut Down, American Home to Auction MSR

Washington Mutual, one of the nation’s largest mortgage lenders, announced just before press time that its third-quarter profits are expected to dive by 75 percent. WaMu, the 6th largest mortgage originator in the first half of 2007, according to... Read More

Branding and Positioning Can Lift Lenders Above the Mortgage Market’s Perceived Taint

The subprime mortgage debacle and publicity surrounding abusive lending practices have tainted the image of all mortgage originators, who would like to be seen as trustworthy individuals who help people achieve their dream of homeownership. A strong... Read More

October 5, 2007

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Tight Underwriting Means More MI Business But Losses May Continue to Drag Down Profit

Mortgage Lenders Brace for Decreased Profits As They Shift More Business to Fannie and Freddie

Intellidyn Mines its Database to Identify Refi Candidates Whose Original Lenders are Defunct

Financial Services Giants Find Profitability Stung by Exposure to Subprime Market

WaMu Announces Expected Profit Plunge, NetBank Shut Down, American Home to Auction MSR

Branding and Positioning Can Lift Lenders Above the Mortgage Market’s Perceived Taint

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

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Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

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IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?