Inside Mortgage Trends

Servicing Continued to Drag Mortgage Profits Down in 2006, But 4th Quarter Was Stronger

Mortgage servicing operations continued to record disappointing results in 2006, adding a further drag to an industry trying to cope with tighter margins on the production side. A new Inside Mortgage Profitability analysis reveals... [Includes one chart and one graph] Read More

Faltering Housing Market’s Damage Continues To Spread, Especially in Subprime Sector

The nation’s struggling housing market continues to generate turmoil among originators, especially subprime players, as earnings tumble, shops close and jobs are terminated. Notable subprime lender NovaStar Financial revealed a big quarterly loss, said it might not... Read More

Distressed Servicer Looks to Boost Subprime Origination and Securitization Business

C-BASS, well known for rehabilitating distressed assets, recently announced it will acquire Fieldstone Investment to boost its securitization and servicing platforms. C-BASS offered Fieldstone $259 million, more than twice Fieldstone’s stock price at the time of... Read More

Lenders Dependent on Payment Stretching, Subprime Loans Seen Most Vulnerable to Credit Deterioration

The mortgage lenders most likely to be punished by the impending credit cycle downturn are those that depend on payment stretching and subprime products, according to a new analysis by Bank of America Securities equity analyst Robert Lacoursiere. “We believe... Read More

Trade Associations Forge Partnerships To Boost Thrifts, Community Banks

Thrifts and community banks are finding better opportunities to boost their mortgage business through new alliances and partnerships forged by their trade associations. A unique joint venture launched by America’s Community Bankers promises better secondary... Read More

Under Tough Conditions, New Managers Try to Chart Survival Plan for HomeBanc

After a third-quarter decline in mortgage production and the resignation of three brothers from top executive positions, HomeBanc Corp. is gearing up to face the challenges of 2007 under new leadership. On Feb. 27, the company’s new chief executive officer... Read More

New Loan Acquisition Programs Generate Business for American Home

American Home Mortgage’s Correspondent Lending Division is winning new business with two new loan acquisition strategies: Live Mandatory and Mini Bulk and Bulk. American Home previously bought loans on a flow basis, but changes in the industry... Read More

February 23, 2007

View Archived Issues

Servicing Continued to Drag Mortgage Profits Down in 2006, But 4th Quarter Was Stronger

Faltering Housing Market’s Damage Continues To Spread, Especially in Subprime Sector

Distressed Servicer Looks to Boost Subprime Origination and Securitization Business

Lenders Dependent on Payment Stretching, Subprime Loans Seen Most Vulnerable to Credit Deterioration

Trade Associations Forge Partnerships To Boost Thrifts, Community Banks

Under Tough Conditions, New Managers Try to Chart Survival Plan for HomeBanc

New Loan Acquisition Programs Generate Business for American Home

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