Inside Mortgage Trends

Mortgage Banking Profits Take Hit on Both Sides in Wobbly Third Quarter

Mortgage banking profits fell substantially for both loan production and servicing operations during the third quarter, according to a new Inside Mortgage Profitability analysis of nine top lenders. The nine firms, which accounted for... [Includes a chart and a graph] Read More

Subprime Consolidation is a Natural ‘Evolution’ And Firms are Still Good Merger Investments

Ameriquest and Option One are on the auction block and at least one analyst thinks it is possible, although a stretch, to view this activity as a sign that nonconforming mortgage firms as a group are dying. “That’s one possible interpretation,” said Peter DiMartino... Read More

HNMA, Deutsche Bank Form New Wholesale Lending Venture, Credit Scoring Catches Up

Lenders desperate to find new home loan markets have some new tools to help. The push is on to develop the technology and systems needed to tap into the emerging markets as two different firms have launched, or relaunched products to mine that channel. Just days... Read More

Success in 2007 Requires Understanding Business Drivers and Enacting New Strategies and Tactics

Nimble mortgage firms can thrive in a challenging 2007 market environment, but that means understanding what is driving business success, said TowerGroup in a new research paper. Lenders will need to “focus on the customer, looking at people, process, paper and... Read More

PHH Servicer Rating is Trimmed After Corporate Ratings Are Downgraded, WaMu Earns Upgrade

The fear that financial problems of parents will negatively affect servicing units hangs over the market. That is exactly what happened with PHH Mortgage recently. Fitch Ratings downgraded PHH’s residential primary servicer ratings for prime, Alt A and HE/HELOC... Read More

December 8, 2006

View Archived Issues

Mortgage Banking Profits Take Hit on Both Sides in Wobbly Third Quarter

Subprime Consolidation is a Natural ‘Evolution’ And Firms are Still Good Merger Investments

HNMA, Deutsche Bank Form New Wholesale Lending Venture, Credit Scoring Catches Up

Success in 2007 Requires Understanding Business Drivers and Enacting New Strategies and Tactics

PHH Servicer Rating is Trimmed After Corporate Ratings Are Downgraded, WaMu Earns Upgrade

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Third-Party Lenders Boost Market Share in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?