April 3, 2026

GSE Lenders Stretch Credit Envelope in First Quarter

Purchase mortgages and refinances in the highest loan-to-value ratio category accounted for a greater share of mortgages delivered to Fannie Mae and Freddie Mac in the first quarter of 2026. (Includes two data tables.) Read More

DPA Programs Considered Key to Unlocking Purchase Market

Loan officers can get a leg up against the competition by learning about available downpayment assistance programs. Read More

Better Offers First Conforming Token-Backed Mortgage

Better and Coinbase have partnered to allow borrowers to pledge holdings of tokenized assets to fund their downpayment, without the need to liquidate the assets. Read More

Bank Sales of Mortgages Rise to 2022 Level at End of 2025

Bank mortgage sales and originations rose in the fourth quarter to levels last seen in 2022. (Includes two data tables.) Read More

Mortgage-Specific AI Tools Offer Better Accuracy for Industry

Artificial intelligence tools that are specifically designed for mortgage tasks offer more accurate results than general-purpose AI models, according to a new study. Read More

MISMO Offers Housing Counseling Dataset

The Mortgage Industry Standards Maintenance Organization last week announced that its dataset that standardizes counseling data is ready for adoption. Read More

Homeownership Feels Impossible for Young People

Young generations are investing in risky endeavors, such as day trading, sports betting and prediction markets, to build wealth instead of through homeownership. Read More

High Demand for Mortgages Raises Rate, Processing Time

Economists quantify the impact of demand shocks on lender-set rates and origination efficiency. Read More

Inside Mortgage Trends

View Archived Issues

GSE Lenders Stretch Credit Envelope in First Quarter

DPA Programs Considered Key to Unlocking Purchase Market

Better Offers First Conforming Token-Backed Mortgage

Bank Sales of Mortgages Rise to 2022 Level at End of 2025

Mortgage-Specific AI Tools Offer Better Accuracy for Industry

MISMO Offers Housing Counseling Dataset

Homeownership Feels Impossible for Young People

High Demand for Mortgages Raises Rate, Processing Time

Latest Imf News

Ginnie Drives Growth in Agency Servicing in First Quarter

REIT MBS Investors Took Hits With Volatility in 1Q

PIMCO Cites Issues With Trump Admin’s Affordability Efforts

Margins Improve on Originations at Fifth Third in 1Q

Featured Data

GSE Deliveries Weaken in First Quarter of 2026

GSE Lenders Stretch Credit Envelope in First Quarter

Bank Sales of Mortgages Rise to 2022 Level at End of 2025

Structured Finance Market Keeps Momentum Going

Featured Reports

Mortgage Profitability Report 4Q25 (PDF)

Agency Channel Analysis: 4Q25 (PDF)

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

IMF Mortgage Directory: Full interactive database

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

April 3, 2026

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?