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Inside Mortgage Trends

March 20, 2026

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Production vs Servicing Results Mixed in 4Q25

Earnings reports from public companies showed gains in production-related and servicing income during the fourth quarter, but the broader MBA performance study found declines on both sides of the business. (Includes data tables.) Read More

Correspondents Retreat in 4Q as Brokers Forge Ahead

Wholesale and retail lenders expanded their mortgage production more than correspondent aggregators in the origination boomlet that took shape during the final quarter of 2025. (Includes two data tables.) Read More

Freedom to Acquire MSR Holder Seneca

Freedom Mortgage plans to acquire private equity-backed Seneca Mortgage Servicing and its billions in non-government mortgage servicing rights. Read More

Homebuilders’ Usage of Sale Incentives Stabilizing

Homebuilders are optimistic that the spring homebuying season should boost profits and reduce incentive usage. Read More

eNotes Adoption Hits Tipping Point

The MERS eRegistry has surpassed 3 million eNotes, a milestone that sparks optimism for more adoption. Read More

Tax Season Brings Challenges for Self-Employed Borrowers

Self-employed borrowers are encouraged to watch what they write off if they plan to buy a home in the next two years. Read More

Low Credit Scores Impact More Than Mortgage Rates

Lower credit scores lead to both stiffer mortgage rates and higher home insurance premiums, adding to the affordability challenge, according to new finding. Read More

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