Cart

Inside Mortgage Trends

January 23, 2026

View Archived Issues

Agency MSR Transfers Pick Up in Fourth Quarter of 2025

Setting aside Rocket Mortgage’s acquisition of Mr. Cooper Group, bulk MSR sales increased during the fourth quarter, including $58.25 billion of acquisitions by CrossCountry Mortgage. (Includes three data tables.) Read More

Agency MBS Delinquency Rate Hits Level Seen in 2021

The total delinquency rate on loans in agency MBS reached 3.71% at the end of 2025. The last time delinquencies were at that level was early 2021 as the market was recovering from the impact of the pandemic. (Includes data table.) Read More

Lenders Offering Guidance on Student Loan Repayments

Mortgage lenders are partnering with student loan debt repayment services as a pathway to drive business with new and existing borrowers. Read More

Truist Touts Success With AI in Underwriting

Truist is using an AI tool from Dark Matter Technologies for underwriting processes while having humans validate the results. Meanwhile, MISMO is working on a framework for AI. Read More

Non-Agency Lenders Using AI to Improve Efficiency

Players in the non-agency market are touting the benefits of thoughtfully using artificial intelligence for debt service coverage ratio loans and residential transition loans. Read More

Homeowners Expected to Ramp Up Use of Equity

Homeowners are increasingly tapping into their home equity as part of a strategic planning process given uncertainties in the economy. Read More

Thousands of Credit Unions Leaning on myCUmortgage

Ohio-based Credit union service organization myCUmortgage originated $994 million in mortgages last year through 4,045 partners. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results