The residential transition loan market hasn’t wavered as interest rates increase. Vontive is offering its first rated deal.

Issuers expect to keep securitizing loans at a similar pace even as interest rates rise.

Industry experts suggest that mortgage lenders educate themselves on fraud red flags and ensure proper safety procedures are in place.

The $3.2 billion all-cash transaction is expected to close in the fourth quarter.

Figure Technology Solutions is on track to close the Kiavi acquisition in the second half of 2026 and plans to use its technology to develop standardization for the residential transition loan space.

Loans in the planned securitization were originated by Resfin Partners, an affiliate of investment firm Castlelake.

The residential transition loan units of Newrez and MFA Financial generated solid growth during the second quarter.

Kroll Bond Rating Agency projects that issuance involving residential transition loans will decline by 12% on an annual basis this year, continuing the sector’s uneven yearly output.

June’s growth follows a period of stagnation as bridge lending volume flattened out at the end of 2025 and into early 2026.

Kroll Bond Rating Agency last week assigned ratings on a $191.5 million deal of residential transition loans from Fidelis Investors.