Cart

Inside Mortgage Trends

February 2, 2018

View Archived Issues

Mortgage Banking Less Profitable for Banks in 2017, Defections Still Rare

Despite declining volume and the rollercoaster of hedge accounting, most banks turned in positive results on their mortgage-banking activities in 2017, according to a new Inside Mortgage Trends analysis of fourth-quarter earnings reports from publicly-held companies. Read More

Retail Loans Less-Risky in Agency Market

Retail mortgage-origination platforms tend to generate lower-risk mortgages than other channels, according to a new Inside Mortgage Trends analysis of home loans delivered into Fannie Mae, Freddie Mac and Ginnie Mae mortgage-backed securities. Read More

Rising Mortgage Payments Will Jump Even Higher

The American homebuyer’s “typical mortgage payment” is up 12 percent over last year, and the trend is expected to continue in the year ahead, according to a new report from CoreLogic. Read More

Speculators Bet Against LendingTree

Although the stock market remains in the stratosphere, the share price of LendingTree Inc., Charlotte, has been smacked around the past few weeks, and is now trading at an 8.0 percent discount to its January high of $404.40. Read More

Churchill Puts New Spin on ‘Pre-Approval’

Is pre-approval truly the first step in loan origination? The folks at Churchill Mortgage do not think so. There is a common misconception about “pre-approval” and its importance in the lending process, says Matt Clarke, Churchill’s chief financial officer and chief operating officer. He views pre-approval as nothing more than taking a mortgage loan application and approving it for underwriting. … Read More

Knock.com Launches Home Trade-In Platform

Knock.com, a fledgling online real estate service, has announced a novel way of buying and selling homes based on a “trade in.” Read More

Hurricanes Drive Up 90-Day Delinquencies

It’s been a few months since hurricanes Irma and Harvey pounded coastal areas of the U.S. mainland, but the storms are continuing to wreak havoc on many affected homeowners. The latest data from Black Knight, in Jacksonville, finds that 90-day delinquencies have jumped due to the hurricanes’ impact. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results