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Volume 22 - Number 16

August 3, 2018

Downloads Available: Mortgage Earnings Snapshot: 2Q18

Mortgage Banking Income Fades at Banks

Despite a solid increase in mortgage originations and stable conditions for hedging, commercial banks and savings institutions reported generally lackluster earnings on their mortgage banking operations in the second quarter. A new Inside Mortgage Trends analysis of earnings reports from 24 banking organizations tallied $1.98 billion in mortgage banking income for the second quarter. That was down 12.3 percent from the first three months of ... [Includes one data chart]

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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.