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Volume 2015 - Number 2

January 15, 2015

Low Interest Rates Prompting Lenders to Prepare for an Increase in Refi Activity

Falling interest rates and a pending cut in FHA insurance premiums are prompting many lenders to prepare for a boost in refinance activity. ďRecent-period lows should stimulate strong refinance activity,Ē said Bard Blackwell, an executive vice president and portfolio business manager at Wells Fargo Home Mortgage. He noted that low yields on 10-year Treasury notes have helped to decrease interest rates on mortgages in recent months. As of press time, the yield on 10-year Treasuries fell...

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The year is almost 75% done. How is mortgage origination volume at your shop?

We will fund about the same as we did in 2016.
We will fund more than last year – by a little.
We will fund more than last year – by a lot.
We will fund less than last year – by a little.
We will fund less than last year – by a lot.

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