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Volume 2015 - Number 2

January 15, 2015

Low Interest Rates Prompting Lenders to Prepare for an Increase in Refi Activity

Falling interest rates and a pending cut in FHA insurance premiums are prompting many lenders to prepare for a boost in refinance activity. “Recent-period lows should stimulate strong refinance activity,” said Bard Blackwell, an executive vice president and portfolio business manager at Wells Fargo Home Mortgage. He noted that low yields on 10-year Treasury notes have helped to decrease interest rates on mortgages in recent months. As of press time, the yield on 10-year Treasuries fell...

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