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November 4, 2014

A Loosening of GSE Credit? Not in the Third Quarter of 2014

By John Bancroft

The biggest chunk of GSE business comes from mortgages with high credit scores and LTV ratios below 80 percent.

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Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
No. It’s still difficult compliance/regulatory-wise.
Maybe. It’s under consideration.
Not now. But things could change as 2018 progresses.

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