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August 28, 2014

New HMDA Disclosures Will be a Fair Lending ‘Game Changer’ for Originators

By Brandon Ivey

The comment period on the CFPBís proposed rule closes Oct. 22, and lenders wonít be subject to the proposed new reporting requirements until 2016.

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Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.

33%

No. It’s still difficult compliance/regulatory-wise.

20%

Maybe. It’s under consideration.

33%

Not now. But things could change as 2018 progresses.

13%