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May 20, 2014

The Bottom Line for Mortgage Lenders: Negative Production Margins in 1Q

By John Bancroft

The negative results on residential production mean more lenders are relying on servicing rights to carry them through the tough times.

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Poll

How many new retail loan officers (net) is your shop looking to hire in the first quarter of 2018?

1 to 10. We’re being careful.
11 to 30. We’re feeling slightly bullish.
31 or more. We’re in expansion mode.
None. We’re staying right where we are, for now.
We’re cutting back.

vote to see results