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April 2, 2014

CFPB: Risk to Consumers is What Prioritizes Agency’s Resources and Activities

By Thomas Ressler

“Bank, nonbank – it doesn’t matter to us. We look at where the risk to the consumer is and we try to execute our program against that,” said Peggy Twohig, assistant director in the CFPB’s Office of Supervision Policy.

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With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
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Not now. But things could change as 2018 progresses.

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