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June 13, 2018

MBS Business Up Modestly, but GSE Credit Box Unchanged

By John Bancroft

In the first quarter, average credit scores on purchase mortgages were virtually unchanged…

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Poll

Who "owns" the mortgage customer that’s brought to a wholesale lender through a loan broker?

The broker. It’s his/her client.

35%

The wholesale/table funder. They’re taking the financial risk.

30%

The broker, but only for the first year. After that, the borrower is fair game.

13%

Hard to answer. It’s a complicated issue.

22%