Newsletters
Training
Reports
Mortgage Data
IMFnews
Customer Center
(0)

Call: (301) 951-1240 | (800) 570-5744

Customer Login

Don't have an account? Sign up now

Email Address
Password
Remember me on this computer

Forgot password?

Inside Mortgage Finance

Mortgage Lending & Servicing
Securities
GSEs
Regulations
Trends & Profitability
FHA & VA
Nonconforming

News from Inside Mortgage Finance

About
Current Issue
Subscribe
Renew

June 21, 2018

With Renewed Interest in Bulk Servicing Deals at Some Institutions, Bank Retreat Slowed in 1Q18

Depository institutions continued to pull back from the business of servicing home loans for other investors during the first quarter of...

June 21, 2018

Servicing Advisors Worry about the Role Being Played by Fannie and Freddie in ‘Flow’ Market

Investment bankers that make a market in flow servicing rights increasingly are worried about the role Fannie Mae and Freddie Mac play in...

June 21, 2018

As the Mortgage M&A Train Continues on Its Path, Eli Global Emerges as an Eager Buyer – to an Extent

Eli Global is hardly a household name in residential finance, but the privately held investment firm aims to be a player in the industry by...

News from Our Industry Newsletters

June 15, 2018

VA Clarifies Lender Certification Required on All VA-Backed Loans

All home loans with a VA guarantee, including Interest Rate Reduction Refinance Loans, require a lender’s certification, according to the...... from Inside FHA/VA Lending

June 15, 2018

Accounting Change Could Impact Jumbo Pricing

A pending change to accounting standards could change the way banks price jumbo mortgages, according to industry analysts. Beginning in 2020,...... from Inside Nonconforming Markets

June 11, 2018

Organizational Changes to CFPB Might Have Profound Impact

Mick Mulvaney has made many significant changes at the CFPB since President Trump named him acting director of the agency in November....... from Inside the CFPB

June 8, 2018

Lenders Seek Approval to Claim New Deduction

Are mortgage lenders in the financial services business? The answer from the Internal Revenue Service on that question will determine whether...... from Inside Mortgage Trends

Webinars

Data

Top Originators
Origination Indicators
Originations by Product
Top Mortgage Servicers
Servicer Delinquency Rates
Primary Mortgage Insurance Activity

News from Inside MBS & ABS

About
Current Issue
Subscribe
Renew

June 15, 2018

MBS Outstanding on Steady Growth Track As Mutual Funds Step Up in Early 2018

Ginnie Mae continued to lead the growth in agency single-family MBS outstanding during the first quarter of 2018, according to a new Inside...

June 15, 2018

FHFA Proposes Capital Regime for Fannie and Freddie Based on Framework the GSEs Are Now Running On

The Federal Housing Finance Agency this week unveiled a proposed rule on capital standards for Fannie Mae and Freddie Mac, acknowledging...

June 15, 2018

Financiers Take Interest in Non-QM Sector as Cantor Fitzgerald, Waterfall and Others Make the Rounds

With loan production of non-qualified mortgages continuing to gather a head of steam, Wall Street financiers, conduits and warehouse...

News from Our Industry Newsletters

June 15, 2018

HECM Originations Rise in 1Q18, Draw Cut Slows HMBS Issuance

Reverse mortgage lenders started out strong in the first three month of 2018 with a 19.2 percent increase in Home Equity Conversion Mortgage...... from Inside FHA/VA Lending

June 8, 2018

Investigations Open into Price Manipulation by GSE Bond Traders

Some banks may be manipulating prices in Fannie Mae and Freddie Mac unsecured debt, according to several investigations launched late last...... from Inside The GSEs

January 19, 2018

Mortgage Industry Sees Promise in Blockchain

Distributed ledger technology known as blockchain has the potential to transform back-end functions in mortgage origination, servicing and...... from Inside Mortgage Trends

October 5, 2017

Nonbank Participants in the MSR Market Strive for Liquidity, Changes to Fannie’s Acknowledgement Agreement Likely

Nonbanks lack the deposit base banks have to support their investments in mortgage servicing rights, but nonbanks are seeing increased...... from Inside Mortgage Finance

Webinars

Data

Mortgage & Asset Securities Issuance
Mortgage Securitization Rates
Top Mortgage Securities Producers
Outstanding Mortgage Securities
Non-Agency MBS Issuance by Type
Mortgage-Related Security Holdings by Investor
Thrift Industry Mortgage Security Holdings

News from Inside The GSEs

About
Current Issue
Subscribe
Renew

June 8, 2018

MBS Business Up Modestly in May But Little Change in Credit Box

A strong surge of purchase-mortgage business helped lift Fannie Mae and Freddie Mac production of single-family mortgage-backed securities...

June 8, 2018

GSE Pilot Programs Drawing More Attention for Lack of Transparency

Industry groups and lawmakers have turned their attention to the GSEs’ pilot programs and how they’re being implemented. Many argue that...

June 8, 2018

Will Mel Watt’s Eventual Successor Wear Two Hats, Like Mulvaney?

Industry insiders are continuing to play the speculation game regarding who might replace Mel Watt as director of the Federal Housing...

News from Our Industry Newsletters

June 15, 2018

Trump Admin Likely to Reduce GSEs’ Footprint

The Trump administration is likely to play a more active role in reducing the footprint of the government-sponsored enterprises in 2019,...... from Inside Nonconforming Markets

June 15, 2018

Mortgage Insurers and Banks Expected to Play Bigger Roles in GSE Credit-Risk Transfer Market

Credit-risk transfer activity at the government-sponsored enterprises is expected to shift from debt note issuance that has dominated the...... from Inside MBS & ABS

June 1, 2018

California, Florida, Texas Lead in Deliveries to Securitization Pools

California continued to lead all states in FHA and VA mortgage securitization in the first three months of 2018. The Golden State accounted...... from Inside FHA/VA Lending

May 25, 2018

Wide Gap in Credit Quality Among Agencies

Credit characteristics continue to vary greatly between the two government-sponsored enterprises in the conventional market and Ginnie Mae....... from Inside Mortgage Trends

Webinars

Data

GSE Mortgage Pool Characteristics
GSE Business Summary
GSE Market Share
Fannie Mae & Freddie Mac Activity
Top Mortgage Sellers to Fannie & Freddie

News from Inside the CFPB

About
Current Issue
Subscribe
Renew

June 11, 2018

CFPB Disbands Three Advisory Boards, Wanting Diverse Voices

The CFPB fired all the members serving on three of its advisory boards, including the Consumer Advisory Board, indicating a shift in its...

June 11, 2018

Advisory Board Members Accuse Mulvaney of Shunning Their Input

Acting Director Mick Mulvaney last week abruptly cancelled in-person meetings with the advisory groups, sparking concerns that he is...

June 11, 2018

CFPB Officially Drops RESPA Kickback Case Against PHH

The CFPB last week dismissed its precedent-setting case against PHH Corp., officially overturning the bureau’s controversial interpretation...

News from Our Industry Newsletters

June 15, 2018

Bill Introduced to Address Issues Raised by DOJ Use of FCA, FIRREA

Bipartisan legislation was introduced recently in the House to addresse problems arising from the use of the False Claims Act and the...... from Inside FHA/VA Lending

June 14, 2018

SFIG Supports House Bill that Would Ease Concern over DOJ’s Aggressive Use of FCA, FIRREA

The Structured Finance Industry Group has expressed support for bipartisan legislation that would resolve problems arising from the...... from Inside Mortgage Finance

June 1, 2018

FHFA to Propose New Fannie Mae, Freddie Mac Capital Rules for Decision-Making, Transparency Purposes

In what is largely an intellectual exercise, Federal Housing Finance Agency Director Mel Watt said last week that the agency will propose a...... from Inside MBS & ABS

May 25, 2018

Few Banks Selling MSRs Due to Regulations

While numerous concerns have been raised about how capital requirements impact bank holdings of mortgage servicing rights, few banks are...... from Inside Mortgage Trends

Webinars

News from Inside Mortgage Trends

About
Current Issue
Subscribe
Renew

June 8, 2018

Bank MSR Holdings Decline Again in 1Q18, But Valuations Hit Record High

Commercial banks and savings institutions once again reduced their holdings of mortgage servicing rights during the first quarter of 2018,...

June 8, 2018

MSR Market Looks Strong But Issues Remain

Trading in mortgage servicing rights is as good as it’s been for years, but it remains a small market full of pricing and transactional...

June 8, 2018

The Going Gets Tough, the Tough Cut LO Pay

With razor-thin production margins becoming the norm this year, some originators are thinking about, or moving ahead with plans to trim the...

News from Our Industry Newsletters

June 15, 2018

Reverse-Mortgage Lenders Seek Backend Changes in HECM Rules

Now that Housing and Urban Development Secretary Ben Carson has sworn in a new FHA commissioner, reverse mortgage lenders are hoping to see...... from Inside FHA/VA Lending

June 14, 2018

Tight Profit Margins and Lower Originations Fuel Speculation of More Company Closures

When trouble hits, a mortgage lender has two main choices: sell the company’s assets or hand over the office keys to the landlord and tell...... from Inside Mortgage Finance

June 1, 2018

Whole-Loan Trading Market Robust in 2018

Whole-loan trading is an increasingly important profitability tool for lenders in a market where soft production volume is squeezing margins,...... from Inside Nonconforming Markets

May 11, 2018

Fannie Mae and Freddie Mac Report Strong $7.2B Profit in 1Q

GSE earnings bounced back to a profitable status, as expected, in the first quarter, with Fannie Mae and Freddie Mac reporting a combined $7.2...... from Inside The GSEs

Webinars

Data

Production & Servicing Income
Mortgage Earnings Snapshot
Bank Mortgage Banking Activity
Bank Mortgage Banking Earnings
Bank Mortgage Repurchase Activity

News from Inside FHA/VA Lending

About
Current Issue
Subscribe
Renew

June 15, 2018

Ginnie Announces New Metric for Monitoring Issuer Performance

Ginnie Mae has added a new metric to make it easier for approved issuers to track the prepayment rates of single-family loans underlying...

June 15, 2018

HECM Originations Rise in 1Q18, Draw Cut Slows HMBS Issuance

Reverse mortgage lenders started out strong in the first three month of 2018 with a 19.2 percent increase in Home Equity Conversion...

June 15, 2018

Reverse-Mortgage Lenders Seek Backend Changes in HECM Rules

Now that Housing and Urban Development Secretary Ben Carson has sworn in a new FHA commissioner, reverse mortgage lenders are hoping to see...

News from Our Industry Newsletters

May 24, 2018

Senate Confirms Montgomery as FHA Commissioner after Democrats Lift Blanket Hold on Nominees for HUD Posts

The Senate this week confirmed Brian Montgomery as the next FHA commissioner and assistant secretary of housing at the Department of Housing...... from Inside Mortgage Finance

February 5, 2018

Service Member Mortgage Complaints Drifting Higher

Complaints by active-duty and retired U.S. military personnel about their mortgages rose in many categories tracked, both on a quarterly basis...... from Inside the CFPB

August 11, 2017

Low-Downpayment Lending Continues to Expand

Low-downpayment lending is the highest it’s been in almost seven years as the purchase market keeps growing, according to new data from Black...... from Inside Mortgage Trends

March 20, 2015

MBS Market Inched Higher in 4Q14, Agency Sector Growing Steadily

Steady growth in the outstanding supply of agency single-family MBS offset the ongoing decline in non-agency MBS in the fourth quarter of...... from Inside MBS & ABS

Webinars

Data

Top FHA Lenders
Top HECM Lenders
Top FHA Jumbo Lenders
Top FHA Servicers
Top Ginnie Mae Issuers
Top Ginnie Mae Servicers

News from Inside Nonconforming Markets

About
Current Issue
Subscribe
Renew

June 15, 2018

Originations of Expanded-Credit Mortgages Increase in First Quarter, Bucking Industry

Expanded-credit products look to be a ray of sunshine in an otherwise gloomy mortgage market. Originations of the loans increased in the...

June 15, 2018

Jumbo Servicing Portfolios Grow in First Quarter

The amount of jumbo mortgages handled by a large group of servicers increased in the first quarter, according to a new ranking by Inside...

June 15, 2018

Accounting Change Could Impact Jumbo Pricing

A pending change to accounting standards could change the way banks price jumbo mortgages, according to industry analysts. Beginning in...

News from Our Industry Newsletters

June 15, 2018

Credit Rating Agencies Find Interest-Only Loans Have Returned With a Vengeance to CMBS Conduit Pools

The share of interest-only loans in commercial MBS conduits has risen to near-peak levels last seen in 2007 as underwriting deteriorates,...... from Inside MBS & ABS

February 11, 2016

Fitch Ratings Warns Rising Home Prices In Some States May Not Be Sustainable

While home price gains across the U.S. are fairly sustainable, some metropolitan areas where jumbo loan underwriting standards are considered...... from Inside Mortgage Finance

January 23, 2015

Streamlined FHA Refinances Increase in 3Q14

Streamlined FHA refinance volume increased slightly in the third quarter of 2014 as incentives put in place in 2013 continued to attract FHA...... from Inside FHA/VA Lending

May 30, 2014

Purchase Originations Expected to Decline in 2014

The mortgage market’s shift from a focus on refinances to purchase mortgages won’t be enough to prompt an increase in purchase-mortgage...... from Inside Mortgage Trends

Webinars

Data

Top Non-Agency Jumbo Producers
Top Subprime Mortgage Originators
Top Subprime Mortgage Servicers
Top Alt A Lenders
Top Interest-Only/Option ARM Producers

Advanced Search

Today's Issue
Past Alerts
Sample Alert
Register

Topics

Originations
Servicing
Secondary/MBS
Personnel
Regulatory
Data/Rankings
Mergers & Acquisitions
Nonconforming
Fannie
Freddie
Ginnie Mae/FHA
Commercial/Multifamily
Technology
Warehouse

May 29, 2018

Short Takes: All FHFA Wants is Parity / GAO Favors It / Suddenly, Bonds Rally (Credit the Italians) / MIAC Selling S&Ds / New Hires for These Mortgage Vendors

By Paul Muolo

The FHFA argues: "In contrast, other federal safety and soundness regulators have statutory authority to examine companies that provide services to depository institutions..."

Read the full article when you register for your FREE IMFnews account.

Free Registration

IMFnews articles are available only to registered users. Sign up to get free access to all IMFnews articles and the daily email alert.

Already Registered?

If you have an existing account with Inside Mortgage Finance, please login below.

Email Address:
Password:

Forgot your password?

Training

Overhauling the CFPB: Regulatory Relief on the Horizon
Going Paperless: The How—and Why—of Offering Digital Mortgages
Undoing Dodd-Frank: The Impact on the Mortgage Industry

IMFnews

Surprise: White House Publishes Ideas for...
The Bank Retreat from the MSR Market Begins to...
loanDepot Employees Discuss the Amazon Rumor....

Industry Reports

Data Reports:

Mortgage Market Statistical Annual
HMDA Dashboard 2017 - Just released!
GSE Seller Profile 1Q18
Mortgage Profitability 4Q17
Top Players 4Q17
Top 20 Lender Profiles 4Q17
Mortgage Servicing Rights 4Q17

Research Reports:

Mortgage Subservicing
Mortgages for Millennials
Digital Mortgages
Non-QM Lending

Poll

With mortgage production down noticeably this year from 2017, how many lenders might disappear via M&A or failure during the next 12 months?

10% or less. It’s not that bad out there.

11% to 25%. It’s a challenging market.

25% to 40%. It’s going to be very ugly.

No opinion.

vote to see results

Most Popular Stories

loanDepot Employees Discuss the Amazon Rumor. But is it True? CEO Calls it a ‘Good One’
The Bank Retreat from the MSR Market Begins to Slow
Surprise: White House Publishes Ideas for Ending the GSE Conservatorships
Cowen: FHFA Chief Watt Won’t Act on a Capital Restoration Plan for the GSEs. However, Team Trump Might
JPM to Issue one of the Largest Post-Crisis Prime Non-Agency MBS Deals

Home
Login
Store
Shopping Cart
Privacy Policy

About

About Inside Mortgage Finance
Advertising
Contact Us
Glossary of Mortgage Terms
Privacy Policy
Article Reprints/Web Postings
Copyright FAQ

Newsletters

Subscribe
Inside Mortgage Finance
Inside MBS & ABS
Inside Nonconforming Markets
Inside the CFPB
Inside the GSEs
Inside Mortgage Trends
Inside FHA/VA Lending
Mortgage Market Update
Sign Up for IMFnews Free Alerts

Training

Training Library
Webinars

Reports

Data
Industry Studies
Regulatory
Statistical Annual
Free Reports

Mortgage Data

Origination
Servicing and Portfolios
Mortgage Insurance
Securitization
Agency MBS Activity
Non-Agency MBS Activity
MBS Investor Activity
ABS Activity
Commercial MBS Activity
Funding Activity
Earnings and Financials
Regulatory Data
Mortgage Rates, and Terms
Subscribe to Data
Lender Profiles
IMF HMDA Dashboard
Data Licensing

Customer Center

Account Inquiries
Article Reprints/ Web Postings
Change of Address
Customer Support
Change of Delivery Method
Data Licensing
Group Subscriptions
Refunds
Renew Your Subscription
Request Archive Access
Contact Us

All rights reserved. Photocopying or electronic distribution of this web page or any of its contents without prior written consent of the publisher violates U.S. copyright law, and is punishable by statutory damages of up to $150,000 per infringement, plus attorneys' fees (17 USC 504 et seq.) Without advance permission, illegal copying includes regular photocopying, faxing, excerpting, forwarding electronically, and sharing of online access.

Customer Login

News from Inside Mortgage Finance

News from Our Industry Newsletters

Related Topics

Webinars

Data

News from Inside MBS & ABS

News from Our Industry Newsletters

Related Topics

Webinars

Data

News from Inside The GSEs

News from Our Industry Newsletters

Related Topics

Webinars

Data

News from Inside the CFPB

News from Our Industry Newsletters

Related Topics

Webinars

News from Inside Mortgage Trends

News from Our Industry Newsletters

Related Topics

Webinars

Data

News from Inside FHA/VA Lending

News from Our Industry Newsletters

Related Topics

Webinars

Data

News from Inside Nonconforming Markets

News from Our Industry Newsletters

Related Topics

Webinars

Data

Topics

Short Takes: All FHFA Wants is Parity / GAO Favors It / Suddenly, Bonds Rally (Credit the Italians) / MIAC Selling S&Ds / New Hires for These Mortgage Vendors

Read the full article when you register for your FREE IMFnews account.

Free Registration

Already Registered?

Training

Industry Reports

Data Reports:

Research Reports:

Poll

With mortgage production down noticeably this year from 2017, how many lenders might disappear via M&A or failure during the next 12 months?

Most Popular Stories

About

Newsletters

Training

Reports

Mortgage Data

Customer Center

Link To This Page

HTML CodeSelect and Copy the Code Below

Page URLSelect and Copy the URL Below

HTML Code
Select and Copy the Code Below

Page URL
Select and Copy the URL Below