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April 28, 2017

As the Clock Ticks Down on the GSE ‘Capital Buffer,’ Successor Plans (and Critiques) Proliferate

By Paul Muolo

A fair question: If there’s no federal guaranty on conventional MBS will the housing and mortgage markets tank?

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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.
Time for a change. Borrowers are different today.
Undecided, still assessing the situation.

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