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Home » Expanded-Credit Characteristics » Files

Expanded-Credit Characteristics

Expanded-Credit MBS Loan Characteristics: 1Q23-4Q24 (PDF)

April 21, 2025

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral (fixed rate, adjustable rate, interest only, non-QM, QM rebuttable presumption, QM exempt, alt doc, bank statement, owner occupied), originating channel, and loan purpose. Also includes overall characteristics (FICO, debt-to-income, combined loan-to-value and loan age).

Expanded-Credit MBS Loan Characteristics: 1Q23-4Q24 (Spreadsheet)

April 21, 2025

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral (fixed rate, adjustable rate, interest only, non-QM, QM rebuttable presumption, QM exempt, alt doc, bank statement, owner occupied), originating channel, and loan purpose. Also includes overall characteristics (FICO, debt-to-income, combined loan-to-value and loan age).

Expanded-Credit MBS Loan Characteristics: 1Q22-4Q23 (PDF)

April 4, 2024

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral (fixed rate, adjustable rate, interest only, non-QM, QM rebuttable presumption, QM exempt, alt doc, bank statement, owner occupied), originating channel, and loan purpose. Also includes overall characteristics (FICO, DTI, LTV and loan age).

Expanded-Credit MBS Loan Characteristics: 1Q22-4Q23 (Spreadsheet)

April 4, 2024

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral (fixed rate, adjustable rate, interest only, non-QM, QM rebuttable presumption, QM exempt, alt doc, bank statement, owner occupied), originating channel, and loan purpose. Also includes overall characteristics (FICO, DTI, LTV and loan age).

Expanded-Credit MBS Loan Characteristics: 1Q21-4Q22 (PDF)

April 26, 2023

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral, originating channel, and purpose. Also provides average underwriting characteristics.

Expanded-Credit MBS Loan Characteristics: 1Q21-4Q22 (Spreadsheet)

April 26, 2023

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral, originating channel, and purpose. Also provides average underwriting characteristics.

Expanded-Credit MBS Loan Characteristics: 1Q20-4Q21 (PDF)

April 21, 2022

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral, originating channel, and purpose. Also provides average underwriting characteristics.

Expanded-Credit MBS Loan Characteristics: 1Q20-4Q21 (Spreadsheet)

April 21, 2022

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral, originating channel, and purpose. Also provides average underwriting characteristics.

Expanded-Credit MBS Loan Characteristics: 1Q20-2Q21 (PDF)

July 30, 2021

Breakdown of characteristics in volume. Covers loan type, originating channel, and purpose. Also provides average underwriting characteristics.

Expanded-Credit MBS Loan Characteristics: 1Q20-2Q21 (Spreadsheet)

July 30, 2021

Breakdown of characteristics in volume. Covers loan type, originating channel, and purpose. Also provides average underwriting characteristics.

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