Skip to content
  • Sign In
  • Create Account
  • Sign Out
  • My Account
Cart
  • Inside Mortgage Finance
  • MBS & ABS
  • The GSEs
  • The CFPB
  • Mortgage Trends
  • FHA/VA Lending
  • Nonconforming Markets
  • Data
    • Subscribe to Data
Home » Expanded-Credit Characteristics » Files

Expanded-Credit Characteristics

Expanded-Credit MBS Loan Characteristics: 1Q23-4Q25 (PDF)

April 1, 2026

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral (fixed rate, adjustable rate, interest only, non-QM, QM rebuttable presumption, QM exempt, alt doc, bank statement, owner occupied), originating channel, and loan purpose. Also includes overall characteristics (FICO, debt-to-income, combined loan-to-value and loan age).

Expanded-Credit MBS Loan Characteristics: 1Q23-4Q25 (Spreadsheet)

April 1, 2026

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral (fixed rate, adjustable rate, interest only, non-QM, QM rebuttable presumption, QM exempt, alt doc, bank statement, owner occupied), originating channel, and loan purpose. Also includes overall characteristics (FICO, debt-to-income, combined loan-to-value and loan age).

Expanded-Credit MBS Loan Characteristics: 1Q23-4Q24 (PDF)

April 21, 2025

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral (fixed rate, adjustable rate, interest only, non-QM, QM rebuttable presumption, QM exempt, alt doc, bank statement, owner occupied), originating channel, and loan purpose. Also includes overall characteristics (FICO, debt-to-income, combined loan-to-value and loan age).

Expanded-Credit MBS Loan Characteristics: 1Q23-4Q24 (Spreadsheet)

April 21, 2025

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral (fixed rate, adjustable rate, interest only, non-QM, QM rebuttable presumption, QM exempt, alt doc, bank statement, owner occupied), originating channel, and loan purpose. Also includes overall characteristics (FICO, debt-to-income, combined loan-to-value and loan age).

Expanded-Credit MBS Loan Characteristics: 1Q22-4Q23 (PDF)

April 4, 2024

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral (fixed rate, adjustable rate, interest only, non-QM, QM rebuttable presumption, QM exempt, alt doc, bank statement, owner occupied), originating channel, and loan purpose. Also includes overall characteristics (FICO, DTI, LTV and loan age).

Expanded-Credit MBS Loan Characteristics: 1Q22-4Q23 (Spreadsheet)

April 4, 2024

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral (fixed rate, adjustable rate, interest only, non-QM, QM rebuttable presumption, QM exempt, alt doc, bank statement, owner occupied), originating channel, and loan purpose. Also includes overall characteristics (FICO, DTI, LTV and loan age).

Expanded-Credit MBS Loan Characteristics: 1Q21-4Q22 (PDF)

April 26, 2023

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral, originating channel, and purpose. Also provides average underwriting characteristics.

Expanded-Credit MBS Loan Characteristics: 1Q21-4Q22 (Spreadsheet)

April 26, 2023

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral, originating channel, and purpose. Also provides average underwriting characteristics.

Expanded-Credit MBS Loan Characteristics: 1Q20-4Q21 (PDF)

April 21, 2022

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral, originating channel, and purpose. Also provides average underwriting characteristics.

Expanded-Credit MBS Loan Characteristics: 1Q20-4Q21 (Spreadsheet)

April 21, 2022

Breakdown of characteristics in volume. Covers EC category (nonprime or Alt A), backing collateral, originating channel, and purpose. Also provides average underwriting characteristics.

Previous 1 2 3 4 Next

Latest Imf News

  • Federal Agencies Rescind SPCP Authorization

  • Non-QM Originations Outpaced Market in Q2

  • FHA MIP Cut Rumors Circulate Ahead of Midterms

  • DSCRs Shrank in Recent Vintage Conduit Rental CMBS

More Imf News

Featured Data

  • Slowing Refis Drag on Ginnie Issuance in July

  • Chase Non-Agency RMBS Servicing Rebounds in 2Q

  • Fitch Retains Top Ranking in MBS & ABS Ratings in 2Q

  • Refis Trail Off in 2Q, Purchase Lending Slightly Ahead of 2025

More Featured Data

Featured Reports

  • Mortgage Profitability Report 1Q26 (PDF)

  • Top Mortgage Players: 1Q26 (PDF)

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
  • About
    • About Inside Mortgage Finance
    • Contact Us
    • Advertising
    • Privacy Policy/Terms
    • Article Reprints/Web Postings
    • Copyright FAQ
  • Customer Center
    • Subscribe
    • Request a Sample
    • Account Inquiries
    • Change of Address
    • Change of Delivery Method
    • Data Licensing
    • Password Reminder
    • Group Subscriptions
    • Refunds
    • Renew Your Subscription
    • E-mail Newsletters
  • Mortgage Data
    • Origination
    • Servicing and Portfolios
    • Mortgage Insurance
    • Securitization
    • Agency MBS Activity
    • Non-Agency MBS Activity
    • MBS Investor Activity
    • ABS Activity
    • Commercial MBS Activity
    • Funding Activity
    • Earnings and Financials
    • Regulatory Data
    • Mortgage Rates and Terms
    • Subscribe to Data
    • Lender Profiles
    • HMDA Dashboard
    • Contacts Directory
    • Custom Data
    • Data Licensing
  • Reports
    • Data Reports
    • Industry Studies
    • Regulatory Reports
    • Statistical Annual
    • Free Reports

© Copyright 2026 Inside Mortgage Finance Publications
Design, CMS, Hosting & Web Development :: ePublishing