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Home » Authors » Carisa Chappell

Carisa Chappell

news@imfpubs.com
Articles

ARTICLES

Need to Foreclose in New Jersey? Can You Wait 1,180 Days?

January 22, 2016
Carisa Chappell
The count for the Garden State is almost double the national average of 629 days...
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Lenders Using ‘Big Data’ for Originations Could Face Regulatory Scrutiny

January 15, 2016
Carisa Chappell
Angela Klein, an attorney with the law firm Morrison & Foerster, said her firm has been talking to mortgage lenders that use big data about the risk and how little guidance there is about it.
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‘Risk Fee’ or No Fee: Different Approaches for Fannie and Freddie

January 13, 2016
Carisa Chappell
In the past, some lenders have complained about forced buybacks because of loan defects even when a mortgage is current.
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It’s Official: FHFA Bans ‘Captives’ From FHLB System; $35 Billion in Advances Must Go – Eventually

January 12, 2016
Carisa Chappell and Paul Muolo
REITs have gained access to the FHLB discount window with the goal of leveraging their investments in both MBS and servicing rights.
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FHFA IG: Agency Did Not Comply With Underwriting Review

January 11, 2016
Carisa Chappell
As a result, the FHFA IG has reopened its recommendation from a previous audit report...
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More Office Consolidation for Fannie Mae, This Time in Texas

January 7, 2016
Carisa Chappell
As for potential layoffs, the government-controlled mortgage giant declined to comment.
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Short Takes: The loanDepot IPO Could Happen in 2016 / Just Because the CFPB Issues a Letter That Doesn’t Mean Some Lawyer Somewhere Won’t Sue / FA: Fraud Risk Rises in FL / Radian Becomes PMIER Compliant

December 30, 2015
Carisa Chappell, Brandon Ivey, and Paul Muolo
Now that the Consumer Financial Protection Bureau has issued a “clarifying” letter on TRID errors, all is well, right? Not necessarily...
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Short Takes: Home Prices Back to Pre-Bust Levels / Hot Growth for Denver, SF, Portland / A 10-Year HELOC / FHLB Cuts Warehouse Line / WJB Picks a New CIO

December 29, 2015
Carisa Chappell, Brandon Ivey, and Paul Muolo
It’s not every day that a Federal Home Loan Bank tells one of its members to reduce its credit facilities...
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More Front-End Changes to Deal With: GSE Loan Application Will Undergo a Major Redesign

December 28, 2015
Carisa Chappell
New data fields will be added to support Fannie’s and Freddie’s requirements, as well as those required by the FHA, VA, USDA and CFPB...
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Short Takes: TRID Nightmares Continued / ‘I’ve Aged Five Years in the Past Month’ / Freddie Contemplates Marketplace Lending: A Flash in the Pan? / Foreclosures Continue to Head South

December 23, 2015
Carisa Chappell, Paul Muolo, and Sherry Muolo
Sean Becketti, Freddie’s chief economist, said, “It's too soon to tell whether marketplace lending is the next Uber or just another flash in the pan…”
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