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Home » Authors » Carisa Chappell

Articles by Carisa Chappell

Freddie Rolls Out New Low-Downpayment Mortgage

April 30, 2018
Carisa Chappell
HomeOne will be available beginning July 29…
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Sen. Crapo Says GSE Reform Still Possible in This Congress (You Heard That Right)

April 25, 2018
Carisa Chappell
The senator disagreed with comments made earlier in the day by HUD Deputy Secretary Pam Patenaude, who said there aren’t enough legislative days left...
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FHFA Under Pressure to Act More Like a Bank Regulator with Fannie & Freddie

April 19, 2018
Carisa Chappell
Republican congressmen generally agreed with the IG’s recommendations and raised additional concerns about mission creep at Fannie and Freddie…
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Short Takes: FHFA IG Issues Heavily Redacted Report on GSE Cybersecurity / Ditech Worries about Cybersecurity / IBM Says Nothing About Seterus (Again) / What’s in a Title? Off with Their Heads!

April 18, 2018
Carisa Chappell and Paul Muolo
As a practice, IBM rarely says a word about Seterus...
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Fannie Addresses Risk Layering in High DTI Loans

April 16, 2018
Carisa Chappell
Back in July 2017, Fannie revised its automated underwriting system to accept loans with DTI ratios over 45 percent without lenders having to show other compensating factors…
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House Hearing Questions FHFA’s Oversight of Fannie, Freddie. IMAGIN?

April 12, 2018
Carisa Chappell
Wertheimer testified that during her tenure, the FHFA-OIG has issued 85 reports and made 117 recommendations to address supervisory shortcomings.
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Fannie’s ‘Servicing Marketplace’ Off to a Strong Start

April 6, 2018
Carisa Chappell
Fannie has roughly 50 lenders using the servicing marketplace…
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FHFA Wants Input on Potentially Burdensome or Duplicative Regulations

April 4, 2018
Carisa Chappell
The FHFA’s Office of General Counsel will review all of the comments and report findings...
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FHFA Research Examines AMC vs. Non-AMC Appraisals, Finding…

April 2, 2018
Carisa Chappell
The authors noted that appraisals associated with management companies may be more prone to contract price confirmation and super-overvaluation.
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Fannie/Freddie Shareholders Continue to File Lawsuits Challenging Treasury Sweep

April 2, 2018
Carisa Chappell
The company said it made the investments because it believed in the future economic prospects of the companies…
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