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Home » Authors » Carisa Chappell

Articles by Carisa Chappell

Short Takes: Megabank Bidding on VA IRRRLs / HUD Didn’t Fix the Mess / Blame the Dodd-Frank Reform Act / Applies to REMICs Only / JPM Remains the FHLB Advance King

July 5, 2018
Carisa Chappell and Paul Muolo
Needless to say, the VA IRRRL issue is complicated...
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Freddie Extends Appraisal Waivers to Condo Purchases and Refis

June 28, 2018
Carisa Chappell
Now, eligible condo loan borrowers can take advantage of the appraisal waiver if ACE deems it unnecessary.
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A Decline in FHLB Advances. Big Drops for JPM and Wells

June 27, 2018
Carisa Chappell
The figures show that compared to the first quarter of 2017, both JPM and Wells greatly reduced their FHLB borrowings…
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Short Takes: HUD Chief Carson Gives a Target Date for FHA Condo Rule / Different Agencies, Different Criteria / No Changes in Ratings on Fannie and Freddie / Angel Oak Promotes Jumbo Loan / FHFA IG Official Steps Down

June 27, 2018
George Brooks, Carisa Chappell, and Paul Muolo
FHA may soon have a new condo lending rule, but one lobbyist called it "four years too late..."
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American Action Forum: Merge the GSEs into HUD. (You Heard that Right)

June 11, 2018
Carisa Chappell
The AAF warns against the GSEs becoming private entities again, noting there’s no way for them to raise enough capital…
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Short Takes: Angel Oak Buys Stake in Commercial MB / Questions Being Asked about Trading in GSE Corporate Bonds / Texas Mortgage Shop Closes? / A New Hire for Pavaso

June 5, 2018
Carisa Chappell and Paul Muolo
Another mortgage company has closed. This one in Texas...
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FHFA Working to Reduce Differences in GSE Prepayment Speeds in Preparation for Uniform MBS

May 23, 2018
Carisa Chappell
The FHFA said reviews have helped align GSE prepayment speeds in the past few years while helping to make sure MBS investors’ interest are considered in the equation.
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Watt Concerned Long-Term Conservatorship Hinders GSE Management, Plans

May 23, 2018
Carisa Chappell
Mike Crapo, R-ID, chairman of the committee, said housing finance reform is one of his top priorities.
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GSE Refinance Volume Falls in 1Q

May 18, 2018
Carisa Chappell
Thanks to rising interest rates, refinance volume for Fannie Mae and Freddie Mac was down in the first quarter.
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Short Takes: NARs Midyear Forecast/Hensarling Won’t Stay in Washington/Zillow Survey Says Tax Savings to Benefit Housing Market/HUD Chief Looks to Examine Credit Score Fairness

May 18, 2018
Carisa Chappell
cchappell@imfpubs.com Although a stronger economy, wage growth and an improved job market is driving home prices upward in 2018, Lawrence Yun, chief economist of the National Association of Realtors, said a low supply and widespread affordable housing shortage will dampen sales. In his 2018 midyear forecast he said more new housing starts are needed… …
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