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Home » Authors » Carisa Chappell

Articles by Carisa Chappell

Short Takes: Stonegate Buries the Lead / IMA Chief Tom Piercy Explains MSR Marks / A Strong Showing for Impac / Fannie Making Progress on Buybacks / Correction

November 5, 2015
Carisa Chappell and Paul Muolo
During the financial crisis Impac’s stock was delisted and its future looked cloudy. But not anymore…
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Short Takes: Hedging Decisions by a GSE With No Capital / Hedging Ain’t Easy / As the Portfolio Shrinks, So Too Will the Need to Hedge / CMLA Urged a Recap Early On / New Hires at Norcom Mortgage

November 3, 2015
Carisa Chappell and Paul Muolo
Keep in mind that hedging can be a tricky business, whether you're a GSE or not...
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Battle Looming Over Using G-Fee Charges to Pay for Highway Programs

October 30, 2015
Carisa Chappell
The Highway Trust Fund reauthorization includes language that would raise GSE guaranty fees in five years.
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Lenders Get Ready: Hispanic Borrowers Could Provide a Surge in Originations

October 28, 2015
Carisa Chappell
In addition to alternative credit scoring models and low downpayment products, panelists suggested more public/private partnerships are needed to create affordable housing communities.
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Short Takes: MBA Chief Advocates for a Future that Includes Fannie and Freddie / One GSE ‘Sin’ Revealed / A ‘Brain Drain’ at Fannie? / Coming Soon: Conforming Limits from the FHFA / Arch Rolls Out Risk-Based Pricing

October 20, 2015
Carisa Chappell and Paul Muolo
One of Fannie’s and Freddie’s reputed “sins” was donating large sums of money to politicians who, in turn, ran interference for them on Capitol Hill...
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Fannie Also Liberalizes its Mortgage Guidelines, Will Consider Nontraditional Credit

October 19, 2015
Carisa Chappell
Beginning next year, Fannie will require seller/servicers to use trending credit data when underwriting single-family borrows through DU.
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Short Takes: Former White House Vendor Launches Cybersecurity Firm for Lenders / Sen. Corker Backs the GSE ‘Utility’ Concept / Ugoletti Heads for the Private Sector? / LenderLive’s New Hire / Name Change for Vendor

October 13, 2015
Carisa Chappell and Paul Muolo
Sen. Corker, a Republican from Tennessee, no longer wants to kill Fannie and Freddie outright...
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Freddie Predicts Robust Multifamily Market in Most Metro Areas

October 13, 2015
Carisa Chappell
Freddie said that demand has kept pace with new supply, calming concerns that growth might start to decelerate.
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Short Takes: Senators Don’t Expect GSE Reform Anytime Soon / Shooting Down the White House GSE Rumor / What’s With Stonegate’s Stock Price? / Sale or Bust?

October 7, 2015
Carisa Chappell and Paul Muolo
When the news broke about Stonegate this past summer, FBR issued a note to its clients saying that, “We expect the company has two options: hire a replacement CEO quickly, or sell the business altogether.”
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IG: Thanks to the FHFA, Fannie and Freddie Have a Spending Problem

October 6, 2015
Carisa Chappell
In his rebuttal to the IG’s findings, FHFA acting deputy director of conservatorships, Bob Ryan, concurs with some of the IG’s recommendations but takes issue with other aspects of the report.
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