Thomas Hoenig, vice chairman of the FDIC, said he is particularly interested in exploring the downpayment issue further. Securities investors are also likely to push for downpayment requirements for QRMs.

The collateral backing the new Redwood bond is exclusively 30-year fixed-rate loans without interest-only terms.

Just one nonbank, PHH Mortgage, ranked among the top ten originators of jumbo loans in the first-half. Guaranteed Rate ranked 12th and Quicken 16th.

EverBank also will evaluate each eligible borrower still in the process of foreclosure for a new loan modification.

Late this week, some reports surfaced suggesting that an “alternative” proposal could surface, requiring a 30 percent downpayment for QRM status.

Sales-to-list price ratios on non-distressed properties increased for the seventh consecutive month in July to 98 percent, according to new research from the latest Campbell/Inside Mortgage Finance HousingPulse Tracking Survey.

Significant opposition to lowering the GSE loan limits will come from Realtors, home builders and members of Congress on both sides of the aisle.

As feared by the residential finance industry, an increase in upfront mortgage insurance premiums is hurting participation in the FHA program by first-time buyers.

According to Inside Mortgage Finance, Bank of America has the highest delinquency rate among the nation’s megabanks.

If you're looking for a g-fee bargain, Freddie Mac is offering deals. Well, sort of.