Brandon Ivey

Angel Oak Set to Issue its Third Nonprime MBS of the Year; Bank-Statement Loans 35 Percent of the Collateral

November 17, 2017

Brandon Ivey

Self-employed borrowers whose incomes were determined with bank statements account for 35.0 percent of the collateral.

Lenders Start Your Engines: Texas Loosens Home-Equity Regulations

November 16, 2017

Brandon Ivey

The proposition revises the strict fee limits that Texas places on home-equity lines…

Short Takes: Another Mortgage Trade Group Chief Announces Retirement / Redfin’s Mortgage Arm Growing Slowly / Annaly Executives Continue to Buy Stock / World Debt and U.S. Mortgage Debt / Resitrader’s Growth

November 16, 2017

Brandon Ivey and Paul Muolo

Annaly executives have purchased $24.3 million worth of company stock in the open market since 2011...

Chase to Include a Large Amount of Non-QMs in its Latest Jumbo MBS

November 15, 2017

Brandon Ivey

The new MBS from JPM concentrates on jumbo mortgages. The average loan balance is $952,747.

HMDA Analysis: Higher-Priced Lending Spikes

November 14, 2017

Brandon Ivey

Some $28.61 billion of non-government-insured higher-priced mortgages were originated in 2016, up 28.9 percent from the previous year…

Invictus Includes Loans Aggregated by Shelter Growth in Latest Nonprime MBS

November 13, 2017

Brandon Ivey

Mortgages aggregated by Shelter Growth account for 43.5 percent of the collateral.

Nonprime Lenders Aim to Avoid a Mistake of the Past: Risk Layering

November 13, 2017

Brandon Ivey

Angel Oak Mortgage Solutions, Atlanta, said it has underwriting standards that avoid risk-layering…

Short Takes: Time for a Hearing on Why There’s No Housing Inventory / The Russians Invest in Mortgages / Angel Oak’s Latest MBS / A Nonprime REIT? / Eight New LOs for Minnesota MB

November 13, 2017

Brandon Ivey and Paul Muolo

Maybe a REIT is the way to go in nonprime...

Senate’s Tax Reform Bill Maintains Higher Limit for Mortgage Interest Deduction but Housing Industry Warns of Other Faults

November 10, 2017

Brandon Ivey

NAR’s Mendenhall: such provisions “can turn the American Dream into a nightmare for families, as the rug is pulled out from under them.”

SFIG Details Key Performance Indicators for Deal Agents on Non-Agency MBS

November 9, 2017

Brandon Ivey

While the concept was introduced more than a year ago, the specific duties for a deal agent remained a work in progress…

Brandon Ivey

ARTICLES

Angel Oak Set to Issue its Third Nonprime MBS of the Year; Bank-Statement Loans 35 Percent of the Collateral

Lenders Start Your Engines: Texas Loosens Home-Equity Regulations

Short Takes: Another Mortgage Trade Group Chief Announces Retirement / Redfin’s Mortgage Arm Growing Slowly / Annaly Executives Continue to Buy Stock / World Debt and U.S. Mortgage Debt / Resitrader’s Growth

Chase to Include a Large Amount of Non-QMs in its Latest Jumbo MBS

HMDA Analysis: Higher-Priced Lending Spikes

Invictus Includes Loans Aggregated by Shelter Growth in Latest Nonprime MBS

Nonprime Lenders Aim to Avoid a Mistake of the Past: Risk Layering

Short Takes: Time for a Hearing on Why There’s No Housing Inventory / The Russians Invest in Mortgages / Angel Oak’s Latest MBS / A Nonprime REIT? / Eight New LOs for Minnesota MB

Senate’s Tax Reform Bill Maintains Higher Limit for Mortgage Interest Deduction but Housing Industry Warns of Other Faults

SFIG Details Key Performance Indicators for Deal Agents on Non-Agency MBS

Latest Imf News

Homebuyers Increasingly Turning to ARM Loans

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Home Affordability Higher Than Average in Most Counties

Featured Data

Ginnie MBS Issuance Sees Seasonal Plunge in February

Non-Agency Jumbo Lending Flourished in 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?