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Home » Authors » Brandon Ivey

Brandon Ivey

bivey@imfpubs.com
Articles

ARTICLES

A Stumbling Block to Non-QM: Interested Loan Officers

July 23, 2019
Brandon Ivey

Angel Oak’s Tom Hutchens: “If you don’t commit to it and dedicate some resources, you are going to be even more inefficient.”


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Third Quarter Could be a Barn-Burner for Expanded-Credit MBS Issuance

July 22, 2019
Brandon Ivey

This is the third deal from WAMCO this year, following a $945.5 million transaction in May and a $285.6 million bond in February. The company brought out only one deal last year.


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Lenders Weigh in on Getting LOs to Offer Non-QMs

July 19, 2019
Brandon Ivey
A number of correspondent aggregators at a recent conference provided tips on how to convince loan originators to offer non-QMs.
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News Briefs

July 19, 2019
Brandon Ivey

FDIC Rule Could Boost Non-Agency MBS Issuance

July 19, 2019
Brandon Ivey
The FDIC has proposed a rule that would ease disclosure requirements for banks issuing non-agency MBS.
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Chase, Flagstar Make Moves with Jumbo MBS

July 19, 2019
Brandon Ivey
JPMorgan Chase is increasing its issuance of jumbo MBS backed by loans with relatively high LTV ratios. Meanwhile, Flagstar Bank is contributing loans to a jumbo MBS from Goldman Sachs.
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More QM ‘Patch’ Solutions Offered

July 19, 2019
Brandon Ivey
The CFPB should allow compensating factors to be considered in lieu of a strict 43% DTI ratio limit for determining QM status, according to two separate proposals.
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Investors See Value in GSE-Eligible Non-Agency MBS

July 19, 2019
Brandon Ivey
Non-agency MBS with GSE-eligible investment-property mortgages can of-fer better execution for lenders than delivering loans to the GSEs.
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WAMCO Leads Crop of Expanded-Credit MBS

July 19, 2019
Brandon Ivey
Issuance of expanded-credit MBS is set for a strong start in the third quarter. Presale reports for eight deals were published in the past two weeks, including the second-largest post-crisis issuance.
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Expanded-Credit MBS Underwriting Standards Level in 2Q

July 19, 2019
Brandon Ivey
Average credit scores, DTI ratios and LTV ratios are staying relatively steady as expanded-credit MBS issuance booms. Lenders are putting more emphasis on underwriting based on alternative documentation.
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View All Articles by Brandon Ivey

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