New residential loans going into bank portfolios include mostly non-agency mortgages, with some exceptions…

Strategies for jumbo originations vary among the top three producers, all of which are megabanks...

The letter does not specify what these new policies might be. Some type of administrative reforms, perhaps?

Up until now, JPMorgan has focused on securitizing QMs…

The state accused Ocwen of widespread servicing violations that increased mortgage and insurance expenses…

Industry participants fleshed out details of a housing-finance reform outline at two days of Senate hearings this week. They were divided, though, on whether an overhaul of the government-sponsored enterprises is even necessary, let alone what type of reforms need to be completed.

Several industry participants have criticized the Federal Housing Finance Agency’s proposed rule on the use of future credit scoring models by the government-sponsored enterprises.

A U.S. Supreme Court ruling last week involving the Fair Debt Collection Practices Act and foreclosures in certain states could prompt legislation from Congress.

The Supreme Court based its decision on the wording of the FDCPA and the legislative history of the statute.

Some 20% of lenders surveyed expect profit margins to increase in 2Q19, up from an 11% share the previous quarter…