Brandon Ivey

Mortgage Performance Exceptionally Strong at End of 2019

February 13, 2020

The mortgage delinquency rate hit a record low at the end of last year, helped by a strong economy. There were a few signs of performance issues, including an uptick in certain delinquency types and foreclosure starts.

Miami Drops Lawsuits Against Banks; Wells Faces HAMP Suit

February 13, 2020

Brandon Ivey

Miami withdrew mortgage-related lawsuits against BofA, Citi, Chase and Wells. Another lawsuit against Wells was certified as class action.

Fitch Faults CFPB's Plan to Drop DTI Ratio from QM Determination

February 13, 2020

Brandon Ivey

Fitch believes DTI ratios ensure that borrowers will be able to repay their loans.

Mortgage Grapevine: ARMs and the GSEs (Bye Bye LIBOR) / Non-QM CEO Pay?

February 13, 2020

Paul Muolo and Brandon Ivey

Bye bye to LIBOR for Fannie and Freddie / What do Non-QM CEOs Earn?

FDIC Passes Safe-Harbor Rule that Aids Private Placements

February 12, 2020

Brandon Ivey

This is “great news” for banks interested in issuing MBS and ABS, according to attorneys at Mayer Brown…

Goldman, Blackstone Prep Separate Non-Agency MBS Deals

February 12, 2020

Brandon Ivey

A handful of GSE-eligible mortgages in Goldman's deal have loan-to-value ratios greater than 80% and private mortgage insurance, which is uncommon for loans in non-agency MBS.

Carrington, Credit Suisse, Starwood Prep Expanded-Credit MBS

February 11, 2020

Brandon Ivey

The largest of the three pending MBS is a $381.3 million deal from Starwood Property Trust.

UWM Leads the Pack in Prime Non-Agency Category

February 10, 2020

Brandon Ivey

Quicken Loans ranked fourth among contributors to prime non-agency MBS, with $1.66 billion…

Wells Including Some GSE-Eligible Loans in Non-Agency MBS

February 10, 2020

Brandon Ivey

Wells has issued five non-agency MBS transactions since October 2018. All of the deals have been backed by non-agency jumbos.

UWM Tops Prime Non-Agency MBS Contributors in 2019

February 7, 2020

Brandon Ivey

United Wholesale Mortgage was the top originator of prime mortgages securitized in non-agency MBS in 2019. Underwriting characteristics for the sector loosened modestly.

Brandon Ivey

ARTICLES

Mortgage Performance Exceptionally Strong at End of 2019

Miami Drops Lawsuits Against Banks; Wells Faces HAMP Suit

Fitch Faults CFPB's Plan to Drop DTI Ratio from QM Determination

Mortgage Grapevine: ARMs and the GSEs (Bye Bye LIBOR) / Non-QM CEO Pay?

FDIC Passes Safe-Harbor Rule that Aids Private Placements

Goldman, Blackstone Prep Separate Non-Agency MBS Deals

Carrington, Credit Suisse, Starwood Prep Expanded-Credit MBS

UWM Leads the Pack in Prime Non-Agency Category

Wells Including Some GSE-Eligible Loans in Non-Agency MBS

UWM Tops Prime Non-Agency MBS Contributors in 2019

Latest Imf News

GSEs, FHA Moving Forward With New Credit Scores

Delinquency Recovery Less Robust in First Quarter of 2026

Fannie Economists Revise Rate Forecast Sharply Higher

Mortgage Complaints to CFPB Increase in First Quarter

Featured Data

Agency Servicing Market Subdued in Early 2026

Largest Lenders, Nonbanks Grab More Lending Share

GSE Deliveries Weaken in First Quarter of 2026

GSE Lenders Stretch Credit Envelope in First Quarter

Featured Reports

Agency Channel Analysis: 4Q25 (PDF)

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Mortgage Profitability Report 4Q25 (PDF)

Mortgage Servicing Rights Report: 4Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?