Brandon Ivey

AG Mortgage Sues to Stop RBC’s Margin Call Action

April 2, 2020

AG Mortgage Investment Trust filed a lawsuit to stop Royal Bank of Canada from selling commercial MBS the company is a counterparty to. The bank for now has decided to postpone the auction.

Auto ABS Market Could See Wave of Putback Litigation

April 2, 2020

Brandon Ivey

During the 2008 financial crisis, investors in non-agency MBS sought repurchases from issuers, citing faulty underwriting and disclosures. A similar surge in putbacks could be on the way for the auto ABS market.

Non-Agency Lending Sees Mixed Coronavirus Impact

April 2, 2020

Brandon Ivey

Amid the chaos in the financial market, originations of jumbo mortgages at big banks continue while non-QM lenders are laying off staff.

Redwood Selling Assets at a Loss, Meeting Margin Calls

April 2, 2020

Brandon Ivey

Redwood has been able to meet margin calls but is selling mortgage securities at a loss.

Banks Originating Jumbo Mortgages Despite Market Turmoil

March 31, 2020

Brandon Ivey

Some good news: The top five producers of jumbo mortgages all continue to originate the loans, despite the market turmoil caused by the coronavirus...

Impac Suspends All Mortgage Originations for Two Weeks

March 30, 2020

Brandon Ivey

Impac suspended originations of all mortgage products for two weeks beginning March 30, citing financial difficulties tied to the coronavirus.

Layoffs Begin at Non-QM Lenders. Angel Oak, Deephaven Cut Workers

March 27, 2020

Brandon Ivey

Angel Oak Mortgage Solutions laid off roughly 70% of its 275 employees as non-QM originations have stalled due to economic fallout caused by the coronavirus.

Social Distancing Shifts the Focus to Remote Closings

March 27, 2020

Brandon Ivey and Yemeng Yang

Digital mortgage closings are getting renewed attention with the industry forced into social distancing to contain the coronavirus. Remote online notarization can help, though it’s not allowed in all states yet.

First-Time Homebuyer Demographics Changing with Affordability

March 27, 2020

Brandon Ivey

The first-time homebuyer share of originations has held steady for years, though the borrowers’ characteristics are changing — many are getting older.

Market for MBS Backed by Non-QMs Stalls

March 26, 2020

Brandon Ivey

A month ago, investors were gobbling up MBS with non-QMs. Now, the sector is shut down due to the upheaval caused by the coronavirus.

Brandon Ivey

ARTICLES

AG Mortgage Sues to Stop RBC’s Margin Call Action

Auto ABS Market Could See Wave of Putback Litigation

Non-Agency Lending Sees Mixed Coronavirus Impact

Redwood Selling Assets at a Loss, Meeting Margin Calls

Banks Originating Jumbo Mortgages Despite Market Turmoil

Impac Suspends All Mortgage Originations for Two Weeks

Layoffs Begin at Non-QM Lenders. Angel Oak, Deephaven Cut Workers

Social Distancing Shifts the Focus to Remote Closings

First-Time Homebuyer Demographics Changing with Affordability

Market for MBS Backed by Non-QMs Stalls

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