Brandon Ivey

MBS, ABS Brace for Changes from a Biden White House

December 17, 2020

The MBS market can expect a push from increased availability of mortgages and improvements to ABS performance.

New QM Rule to Shift Market Share in Residential MBS

December 17, 2020

More non-agency originations, lower market share of non-QMs and securitization of riskier loans are likely consequences of the CFPB’s new QM standards.

Short Takes: The Fed Keeps the Juices Flowing / Low Rates as a Way of Life / Another New Low / Redwood’s New MBS / A Few Words About Ocwen

December 17, 2020

Paul Muolo and Brandon Ivey

Sheen Bay Research expects Ocwen's management to achieve its target of positive earnings in 2021. However...

NCUA Considering Allowing Sale of MSRs Among Credit Unions

December 17, 2020

Brandon Ivey

The proposal, if issued, will allow credit unions to purchase MSRs as an investment.

New QM Standards: A Few Wins and Losses for Lenders

December 17, 2020

Brandon Ivey

QM status will no longer be tied to whether a loan is eligible for sale to the GSEs, potentially prompting a shift toward non-agency mortgages.

Redwood Getting Back on Track with Jumbo MBS

December 17, 2020

Brandon Ivey

Mortgages from 51 different originators are included in the deal, led by PrimeLending with a 19.9% share...

Coming to the MSR Market Soon: Credit Unions as Buyers?

December 16, 2020

Brandon Ivey

A proposed rule regarding credit unions and MSRs is scheduled to be discussed late this week at an NCUA board meeting.

Short Takes: Applications: Let it Snow… / FHA Rising / Checking in on the Loan Traders / A $1 Billion Year for Civic / Biden and the GSEs?

December 16, 2020

Paul Muolo and Brandon Ivey

More than $13.0 billion of non-agency mortgages traded on Maxex’s trading platform in the first 11 months of the year. In all of 2019, $2.7 billion of non-agency product traded on the exchange…

Small-Dollar Mortgage Project in Louisville Generating Mixed Results

December 16, 2020

Brandon Ivey

The Micro Mortgage allows DTI ratios up to 50% and LTV ratios as high as 105%. Still, the interest rate on the loan has prompted limited demand...

Rising in 3Q: Bank Holdings of First Liens

December 15, 2020

Brandon Ivey

PlainsCapital plans to retain $30 million to $50 million of mortgages per month...

Brandon Ivey

ARTICLES

MBS, ABS Brace for Changes from a Biden White House

New QM Rule to Shift Market Share in Residential MBS

Short Takes: The Fed Keeps the Juices Flowing / Low Rates as a Way of Life / Another New Low / Redwood’s New MBS / A Few Words About Ocwen

NCUA Considering Allowing Sale of MSRs Among Credit Unions

New QM Standards: A Few Wins and Losses for Lenders

Redwood Getting Back on Track with Jumbo MBS

Coming to the MSR Market Soon: Credit Unions as Buyers?

Short Takes: Applications: Let it Snow… / FHA Rising / Checking in on the Loan Traders / A $1 Billion Year for Civic / Biden and the GSEs?

Small-Dollar Mortgage Project in Louisville Generating Mixed Results

Rising in 3Q: Bank Holdings of First Liens

Latest Imf News

Better Takes Another Loss in 3Q

Newrez Finds Success With Non-Agency Mortgages in 3Q

FHA Partners With SSA on Data Exchange Program

Commercial MBS Investors Seek Changes to Deals

Featured Data

Top Ginnie Servicers Increase Portfolios in Third Quarter

Major Lenders Pull Back on ECM MBS in 3Q

Resets Drive CLO/CDO Issuance Higher in 3Q

Originations Tumble 16% in Third Quarter

Featured Reports

GSE Repurchase Activity: Cumulative Through Second Quarter 2026 (PDF Format)

Mortgage Profitability Report 2Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

Mortgage Servicing Rights Report: 2Q26 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?