Brandon Ivey

Electronic Notes Offer Benefits and Some Hurdles

February 28, 2020

Adoption of eNotes has been limited, though activity surged in 2019 led by Quicken Loans and warehouse lenders. There are benefits for lenders willing to deal with the problems that accompany electronic processes.

Demand for MBS and ABS Strong Amid Weak Supply

February 27, 2020

Brandon Ivey

Investor demand for MBS and ABS is high but then uncertainty is also increasing, which could prompt more issuance earlier in the year.

Industry Makes the Case for Bank Credit-Risk Transfers

February 27, 2020

Brandon Ivey

Federal regulators should make changes to capital requirements that would allow banks to complete credit-risk transfer transactions similar to the deals issued by the GSEs, according to industry participants.

SFA Coverage: Forget the Election, Keep an Eye on the Regulators

February 27, 2020

Brandon Ivey

Will a Democratic victory be the death knell for GSE reform?

Election Outcome Could Shift Regulators’ Priorities

February 27, 2020

Brandon Ivey

If a Democrat wins the presidential race, industry analysts expect regulatory changes in the mortgage industry. If Trump is reelected, GSE reform efforts will continue to gather pace.

Industry Pushes Regulators to Open Up the Market for CRTs

February 26, 2020

Brandon Ivey

A JPMorgan Chase official noted that Fannie Mae and Freddie Mac can complete credit risk transfer deals and nonbanks have options as well, but banks? Not so much...

The Final Tally for 2019: a 47% Spike in Jumbo Production

February 25, 2020

Brandon Ivey

Non-agency jumbos accounted for 17.4% of originations in 2019, up slightly from a 17.2% share the year prior...

Non-Agency Players Critical of CFPB's Plan for QM Patch

February 25, 2020

Brandon Ivey

Some players in the market hoped that once the QM patch expired a significant amount of originations would shift from the GSEs to the non-agency market. But those hopes are fading...

SFVegas Conference Kicks Off with Strong Attendance, Heightened Interest in MSRs

February 24, 2020

Brandon Ivey

It was standing room only on Sunday at a panel discussion on the basics of securitizing mortgage servicing rights.

Jumbo Originations Jump in 2019, Slow in Fourth Quarter

February 21, 2020

Brandon Ivey

Production of jumbos increased by nearly 50% in 2019. The increase was proportional to broader trends in the mortgage market, but the sector didn’t keep pace in the fourth quarter. (Includes data chart.)

Brandon Ivey

ARTICLES

Electronic Notes Offer Benefits and Some Hurdles

Demand for MBS and ABS Strong Amid Weak Supply

Industry Makes the Case for Bank Credit-Risk Transfers

SFA Coverage: Forget the Election, Keep an Eye on the Regulators

Election Outcome Could Shift Regulators’ Priorities

Industry Pushes Regulators to Open Up the Market for CRTs

The Final Tally for 2019: a 47% Spike in Jumbo Production

Non-Agency Players Critical of CFPB's Plan for QM Patch

SFVegas Conference Kicks Off with Strong Attendance, Heightened Interest in MSRs

Jumbo Originations Jump in 2019, Slow in Fourth Quarter

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

Delinquencies Climb During Fourth Quarter, Led by FHA

GSEs Getting Aggressive With Cash Window Pricing

Onity’s Earnings Helped by Release of Tax Valuation Allowance

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?