Brandon Ivey

SFA Coverage: Forget the Election, Keep an Eye on the Regulators

February 27, 2020

Will a Democratic victory be the death knell for GSE reform?

Election Outcome Could Shift Regulators’ Priorities

February 27, 2020

If a Democrat wins the presidential race, industry analysts expect regulatory changes in the mortgage industry. If Trump is reelected, GSE reform efforts will continue to gather pace.

Industry Pushes Regulators to Open Up the Market for CRTs

February 26, 2020

Brandon Ivey

A JPMorgan Chase official noted that Fannie Mae and Freddie Mac can complete credit risk transfer deals and nonbanks have options as well, but banks? Not so much...

The Final Tally for 2019: a 47% Spike in Jumbo Production

February 25, 2020

Brandon Ivey

Non-agency jumbos accounted for 17.4% of originations in 2019, up slightly from a 17.2% share the year prior...

Non-Agency Players Critical of CFPB's Plan for QM Patch

February 25, 2020

Brandon Ivey

Some players in the market hoped that once the QM patch expired a significant amount of originations would shift from the GSEs to the non-agency market. But those hopes are fading...

SFVegas Conference Kicks Off with Strong Attendance, Heightened Interest in MSRs

February 24, 2020

Brandon Ivey

It was standing room only on Sunday at a panel discussion on the basics of securitizing mortgage servicing rights.

Jumbo Originations Jump in 2019, Slow in Fourth Quarter

February 21, 2020

Brandon Ivey

Production of jumbos increased by nearly 50% in 2019. The increase was proportional to broader trends in the mortgage market, but the sector didn’t keep pace in the fourth quarter. (Includes data chart.)

Kraninger Says Robust Market for Non-QMs Absent

February 21, 2020

Brandon Ivey

CFPB Director Kathy Kraninger says the relatively small size of the non-qualified-mortgage market is one of the reasons the bureau plans to change QM standards.

FHFA is More Likely Than Congress to Hike G-Fees

February 21, 2020

Brandon Ivey

Congress is unlikely to increase the g-fee charged by the GSEs, though the FHFA may as part of efforts to “level the playing field” between the GSEs and the non-agency market.

Moody’s Raises Concerns Over Non-QM Underwriting

February 21, 2020

Brandon Ivey

Certain non-QM lenders’ underwriting tactics might not meet the CFPB’s ability-to-repay rule, according to Moody’s. It suggested tighter standards for bank statement mortgages and loans to the self-employed.

Brandon Ivey

ARTICLES

SFA Coverage: Forget the Election, Keep an Eye on the Regulators

Election Outcome Could Shift Regulators’ Priorities

Industry Pushes Regulators to Open Up the Market for CRTs

The Final Tally for 2019: a 47% Spike in Jumbo Production

Non-Agency Players Critical of CFPB's Plan for QM Patch

SFVegas Conference Kicks Off with Strong Attendance, Heightened Interest in MSRs

Jumbo Originations Jump in 2019, Slow in Fourth Quarter

Kraninger Says Robust Market for Non-QMs Absent

FHFA is More Likely Than Congress to Hike G-Fees

Moody’s Raises Concerns Over Non-QM Underwriting

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?