Brandon Ivey

Industry, Lawmakers Offer Varied Opinions on Housing

March 18, 2021

At a Senate committee hearing this week, consumer advocates called for stronger enforcement, industry representatives picked on the CFPB and Republicans and Democrats pushed different priorities.

Experts: Alt Data and AI Key to Reducing Lending Bias

March 18, 2021

Brandon Ivey

While alternative data and artificial intelligence in the underwriting process could help reduce lending bias, consumer advocates are calling for oversight.

Short Takes: Subservicing Revelations / Two Large Contracts / A Big Loss in Business Coming? / Non-agency MBS Deals Brewing

March 17, 2021

Paul Muolo and Brandon Ivey

A subservicer is about to lose a big contract...

Originations and Nonperforming Loans Increase at Velocity Financial

March 17, 2021

Brandon Ivey

Mark Szczepaniak: "The uptick in nonperforming loans hasn’t been that troubling to us because historically we have always made money on these nonperforming loans and we continued to do that straight through 2020."

Provident, Morgan Stanley Prep Prime Non-Agency MBS

March 15, 2021

Brandon Ivey

Provident is stocking its MBS with conforming jumbos. Morgan is aggregating product through various lenders.

Expanded-Credit Lending Sees Recovery in 4Q20

March 14, 2021

Brandon Ivey

For the full year, expanded-credit lending was off 28.7% to an estimated $37.3 billion. The reason: Liquidity problems sparked by the pandemic.

Expanded-Credit Originations See Recovery in 4Q20

March 12, 2021

Brandon Ivey

Originations of expanded-credit mortgages fell by nearly 30% on an annual basis in 2020 and the sector lost market share. But lenders in the sector believe production will gradually recover. (Includes data chart.)

In Biden’s CFPB, Non-Agency Lending Falls by the Wayside

March 12, 2021

Brandon Ivey

Lenders can use the QM standards drafted in the waning days of the Trump administration. But there’s no certainty new leadership at the CFPB will leave them as they are.

REITs Working to Boost Acquisitions of Non-QMs

March 12, 2021

Brandon Ivey

MFA Financial made an investment in a non-QM lender, Starwood Property Trust is closing in on a similar move, and Western Asset Mortgage Capital expanded its purchase agreements.

Nonprime Servicing Portfolios Decline Slightly in Fourth Quarter

March 12, 2021

Brandon Ivey

Nonprime servicing portfolios fell by 0.7% in 4Q20 and 4.1% year-over-year. But Select Portfolio Servicing boosted its receivables during the year. (Includes data chart.)

Brandon Ivey

ARTICLES

Industry, Lawmakers Offer Varied Opinions on Housing

Experts: Alt Data and AI Key to Reducing Lending Bias

Short Takes: Subservicing Revelations / Two Large Contracts / A Big Loss in Business Coming? / Non-agency MBS Deals Brewing

Originations and Nonperforming Loans Increase at Velocity Financial

Provident, Morgan Stanley Prep Prime Non-Agency MBS

Expanded-Credit Lending Sees Recovery in 4Q20

Expanded-Credit Originations See Recovery in 4Q20

In Biden’s CFPB, Non-Agency Lending Falls by the Wayside

REITs Working to Boost Acquisitions of Non-QMs

Nonprime Servicing Portfolios Decline Slightly in Fourth Quarter

Latest Imf News

Mortgage Industry Braces for Higher-for-Longer Interest Rate Environment

Purchase Loans Lead Prime Non-Agency MBS Growth

Trump's EO Targets Small Programs

Expanded-Credit MBS Issuers Broaden Sourcing for Mortgages

Featured Data

Top Ginnie Servicers Increase Portfolios in Third Quarter

Major Lenders Pull Back on ECM MBS in 3Q

Resets Drive CLO/CDO Issuance Higher in 3Q

Originations Tumble 16% in Third Quarter

Featured Reports

GSE Repurchase Activity: Cumulative Through Second Quarter 2026 (PDF Format)

Mortgage Profitability Report 2Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

Mortgage Servicing Rights Report: 2Q26 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?