Brandon Ivey

Wells Preps its First Non-QM MBS, Stocked With Slightly Seasoned Loans

September 10, 2020

Loans in the first non-QM MBS from Wells have seasoned for an average of 15 months.

CMBS Issuers Tweak Deals Amid Poor Performance

September 10, 2020

The share of office properties in new commercial MBS is increasing and the use of upfront debt service reserves is fluctuating as issuers address the poor performance of outstanding deals.

Imperial Fund Set to Issue First Non-QM MBS

September 10, 2020

Brandon Ivey

The security will be backed by non-qualified mortgages originated by A&D Mortgage, an affiliated lender.

Lenders Like CFPB's QM Patch Proposal, Consumer Advocates Raise Concerns

September 10, 2020

Brandon Ivey

A coalition of groups representing lenders and some consumer advocates endorsed many aspects of the CFPB's proposal to replace the QM patch.

Quicken, New Residential Reducing Funding Costs with Note Sales

September 10, 2020

Brandon Ivey

Quicken and New Residential are planning separate sales of senior notes.

Positive Outlook for Originations and Profitability in Fourth Quarter

September 10, 2020

Brandon Ivey

Lenders expect originations to increase in the fourth quarter along with strong profits.

Short Takes: Foreclosure Filings Increase / Carrington Resumes Originating Non-Agency Mortgages / New President at Flagstar / United Wholesale Drops Rates for Cash-Out Refis

September 10, 2020

Brandon Ivey

Foreclosures posted an unexpected increase of 11% in August...

Broad Support from Industry for Removing QM DTI Limit

September 10, 2020

Brandon Ivey

The CFPB’s proposal to replace the 43% DTI ratio limit for determining QMs with a price-based approach has received support from industry participants.

Lender/Servicer Retention Rates Fall Even as Refis Rise

September 10, 2020

Brandon Ivey

Fewer borrowers are staying with their previous lender/servicers post mortgage refinancing. Quicken Loans stands out with an exceptionally high retention rate.

Short Takes: Gary Cohn’s SPAC / What Bill Foley Wants / Applications Turn North / A New MBS From Chimera / Clare Joins Greystone

September 9, 2020

Paul Muolo and Brandon Ivey

Why all the M&A interest in mortgage vendors and fintechs?

Brandon Ivey

ARTICLES

Wells Preps its First Non-QM MBS, Stocked With Slightly Seasoned Loans

CMBS Issuers Tweak Deals Amid Poor Performance

Imperial Fund Set to Issue First Non-QM MBS

Lenders Like CFPB's QM Patch Proposal, Consumer Advocates Raise Concerns

Quicken, New Residential Reducing Funding Costs with Note Sales

Positive Outlook for Originations and Profitability in Fourth Quarter

Short Takes: Foreclosure Filings Increase / Carrington Resumes Originating Non-Agency Mortgages / New President at Flagstar / United Wholesale Drops Rates for Cash-Out Refis

Broad Support from Industry for Removing QM DTI Limit

Lender/Servicer Retention Rates Fall Even as Refis Rise

Short Takes: Gary Cohn’s SPAC / What Bill Foley Wants / Applications Turn North / A New MBS From Chimera / Clare Joins Greystone

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