Brandon Ivey

Two Harbors, Front Yard Now to be Internally Managed

August 28, 2020

Two Harbors and Front Yard recently terminated their partnerships with their respective external managers. However, Two Harbors’ refusal to pay a termination fee has landed the REIT in court.

Efforts Put into Finding Right Lender Depend on Interest Rates

August 28, 2020

Brandon Ivey

When interest rates on mortgages increase, potential borrowers put more effort into shopping for a loan, according to a study by the Federal Reserve.

Non-Agency MBS Investors May See Reduced Cash Flow

August 27, 2020

Brandon Ivey

Losses on non-agency MBS, a rarity for deals issued since 2010, look likely as forbearance plans for distressed borrowers end. Investors in the senior tranches appear to be safe for now.

After Surge in Non-QM Deals, Analysts Revise MBS Forecast

August 27, 2020

Brandon Ivey

Issuance of expanded-credit MBS was expected to remain suppressed after volatility in March halted activity. After a strong second quarter, industry analysts revised their projections.

Underwriting Trends Mixed for Self-Employed Borrowers

August 27, 2020

Brandon Ivey

Self-employed borrowers are facing tighter underwriting standards on conventional mortgages but not on non-agency loans.

Servicer Proactive in Offering Pandemic Forbearance, Study Finds

August 27, 2020

Brandon Ivey

A study based on call transcripts between borrowers and a servicer found that many customers who received relief didn’t actively seek it.

Enamored with Non-QM Returns, Mortgage REIT Seeks Lenders to Invest In

August 26, 2020

Brandon Ivey

The bulk of the REIT’s involvement in the non-QM market so far has been through LendSure Mortgage, an originator it owns a stake in...

MFA Trying Again to Issue its First Non-QM MBS

August 26, 2020

Brandon Ivey

MFA's first non-QM MBS was on track to be issued in March until volatility from the coronavirus scuttled the deal.

Short Takes: The Warehouse Tea Leaves / CSBS Launches LO Survey / Angel Oak’s New MBS / CBO on the GSE ‘Re-IPO’ / Rocket, Man oh Man

August 25, 2020

Paul Muolo, Dennis Hollier, and Brandon Ivey

A 55% return on Rocket Companies? If you bought at the IPO price, yes...

Good News, Bad News for Jumbo Lending in 2Q20

August 25, 2020

Brandon Ivey

The top three jumbo originators in 2Q20 were all megabanks: Wells Fargo, Bank of America and JPMorgan Chase. The only nonbank among the top-10: Quicken...

Brandon Ivey

ARTICLES

Two Harbors, Front Yard Now to be Internally Managed

Efforts Put into Finding Right Lender Depend on Interest Rates

Non-Agency MBS Investors May See Reduced Cash Flow

After Surge in Non-QM Deals, Analysts Revise MBS Forecast

Underwriting Trends Mixed for Self-Employed Borrowers

Servicer Proactive in Offering Pandemic Forbearance, Study Finds

Enamored with Non-QM Returns, Mortgage REIT Seeks Lenders to Invest In

MFA Trying Again to Issue its First Non-QM MBS

Short Takes: The Warehouse Tea Leaves / CSBS Launches LO Survey / Angel Oak’s New MBS / CBO on the GSE ‘Re-IPO’ / Rocket, Man oh Man

Good News, Bad News for Jumbo Lending in 2Q20

Latest Imf News

Banks Boost ARM Holdings

Average Interest Rate Drops Below 6%

HUD Staffing Levels Continue Declining

Homeowners With Rates Under 3% Reach Five Year Low

Featured Data

Ginnie Mae Issuance Rebounds in January; USDA Loans Spike

Prime Non-Agency MBS Issuance Up Nearly 40% in 2025

M&A Reshapes Conventional Mortgage Market

Refinances Lift Primary MI to a Strong Finish in 2025

Featured Reports

Agency Channel Analysis: 3Q25 (PDF)

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

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